Amazing to work with. Hyper responsive, manage all aspects of the transaction with the gusto of a high end EA. Thank you for the house!
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Das sagen Bewerter
After being turned down elsewhere I finally found Jayne and Darrin at HomeLife for our cash out refinance. As a husband/wife owned business owners with no other “normal jobs” it made it difficult to o... Mehr ansehen
In this business it's hard to find someone that you can trust will get the loan close at the rate and leverage they first purpose. I've done several loans with Darrin now and he gets the job! He's alw... Mehr ansehen
This is my 2nd time around with their Bank statement loan product and just like last time it was the smoothest experience in all my real estate transactions. Darrin and Jayne are amazing, totally hel... Mehr ansehen
Unternehmensdetails
Vom Unternehmen geschrieben
If you are self-employed or investing in rental properties, HomeLife Mortgage was built for your situation. Traditional mortgage programs require tax returns and W-2s — and they were never designed for the way you earn. HomeLife specializes in Non-QM lending: mortgage programs that qualify borrowers based on real income, real cash flow, and real property performance. Non-QM specialists since 1990. Over $4 billion funded. Darrin Seppinni, President of HomeLife Mortgage, has been in the mortgage industry since 1982 — over four decades. He is an author, has been quoted as a Non-QM mortgage expert by CBS News, and contributes to Housing Wire. Programs for Self-Employed Borrowers — California, Florida, and Texas: Bank Statement Loans — qualify using 12 to 24 months of personal or business bank deposits instead of tax returns. No W-2s. No pay stubs. Jumbo Bank Statement Loans — larger loan amounts for self-employed borrowers with strong deposits and complex income. Bank Statement Second Mortgage — access a fixed lump sum of equity without refinancing your existing first mortgage. Bank Statement HELOC — access equity through a flexible revolving line of credit while keeping your current first mortgage in place. Programs for Real Estate Investors — Nationwide: DSCR Loans — rental property financing based on the property's cash flow instead of personal income or tax returns. No-Ratio DSCR Loans — also called No DSCR Loans — investor financing when the property has no rent, no lease, or does not meet standard DSCR requirements today. Soft credit pull upfront. Pre-approvals in as little as 48 hours. No obligation. homelifemtg.com | 888-677-2526
Vom Unternehmen geschrieben

Kontaktinformationen
100 Spectrum Center Drive #900, 92618, Irvine, Vereinigte Staaten
- 949-681-7280
- Jayne@Homelifemtg.com
- homelifemtg.com
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Refi. Bank statement. Cash out.
Darrin and Jayne are both excellent to work with. Very helpful and responsive. I'd recommend them to anyone using this type of product!
Great and profesional team work
Great and profesional team work. Very kind and organize. Always answered my phone calls when more I needed. I’m very happy
Jayne and Darrin did a good job…
Jayne and Darrin did a good job securing my client a bank statement loan, they also closed the file in record time!
My first impression of Mr.Seppinni is…
My first impression of Mr.Seppinni is one of much respect. His knowledge and willingness to provide a thorough understanding of processes involved in purchasing real estate for investors and homeowners is unmatched. I appreciate his tenure in the field and his willingness to share his vast “bank” of acquired knowledge with others (myself included), guiding us in some of the biggest decisions we will ever make. Thank you for your service and dedication to the field. It’s grealy appreciated. S.Dorsey.
Self Employed? Use Homelife Mortgage!
I found Homelife Mortgage doing a search for "bank statement loans". I reached out to many different brokers, banks, and lenders because of there is always an unknown waiting in the weeds being self-employed that could kill the loan. I submitted an inquiry and Darrin Seppinni called me back right away. He was very candid about my situation and felt strongly that he could get me a loan. I submitted all my docs and he went to work searching for the best fit and was able to secure what he promised in about a week. Would highly recommend the Homelife team as they have the experience to get your deal done!
Great wokring with Homelife Mortgage / Jayne
We have worked with Jayne previously and has made the process quick and seamless. Very responsive, communicative and helpful in answering question and concerns. Awesome Job and Thank you!!!
Great and sincere service very …
Great and sincere service very personable they go out of their way to please the customer
Thank you Jayne and Darren and whole team..
Great service
Great service, quick turn around, It feels like they really want to get you into the best deal. I would highly recommend this company for any real estate based loan.
After being turned down by other …
After being turned down by other lenders for a VA homeloan. We were referred to Homelife and let me tell you from begin to end they were just amazing. Answering all our questions no matter how many time we would ask. They got us the best deal and made sure we understood all the terms. We are truly greatful to Jayne and the amazing team she works with. I would highly recommend to any and all people i encounter who are in search of a homeloan. Thank you for helping us get our dream home!
Jayne was phenomenal in helping us get …
Jayne was phenomenal in helping us get our loan. She always made herself available to any questions we had and helped us through this process. Extremely knowledgeable. Customer service at its best.
Working with HomeLife made a huge …
Working with HomeLife made a huge difference for us. We had another company drop the ball and almost caused us to lose our dream home. Jayne came through for us & closed our loan with no trouble.
Highly recommended!!
This guys are really good
This guys are really good. They have helped me with a few private money transactions and were fast and very reliable.
THANK YOU!!
This was my 2nd time to get help from …
This was my 2nd time to get help from Homelife Mortgage and Jayne was very helpful to assist my family with all the troubles and got a very good rate on my refine. 5 Stars for Jayne not only she's very knowledegable but also very efficient. I have also referred my co-worker to Jayne and received a strong positive feedback from her. So if you having trouble finding the right person. Jayne won't disappoint you.
We ONLY use Homelife Mortgage
We ONLY use Homelife Mortgage! They have completed at least 5 full transactions for us over the years. They are the only ones that we trust. Jayne and her team and quick to respond and always go the extra mile. We do most of our communication through email which makes it so convenient for us. I would highly recommend that you give them a call or send them a quick email just to see if they can help you! You won't be disappointed!
Jayne and her staff were very helpful …
Jayne and her staff were very helpful and caring at my time of doing a refinance. She is very knowable and professional, I would highly recommend Homelife Mortgage.
Yes I just did this past Tuesday and it …
Yes I just did this past Tuesday and it was to someone I care very dearly about. I would recommend MR Seppolini and the very knowledgeable and unbelievable customer oriented staff he surrounds himself with, all top of the line professional, courteous, and down to earth individuals whom truly go above and beyond to get the best possible outcome for us, their clients. I Raymond Gannon and my wife of 48 years Dorothy whom have purchased, refinanced, and sold six homes - located in Haskel NJ - MIRA Mesa CA - Wayne NJ - Highland Lakes NJ - Little Egg Harbor NJ and our current home here in Portola Hills section of Lake Forest Orange County CA. The reason I and my wife are so impressed and satisfied with MR Seppolini and his outstanding organization is as follows. I am A veteran of the United States Army who served from 1964 thru 1967 and I had never in all the time prior to meeting MR Sepppolini used my VA benefits for anything whatsoever. After A tortures year of looking into refinancing our present home I could not come to an arrangement with any financial institutions in Orange County whom I had discussed refinancing my home with and there were many. They just could not provide me with A sensible reason why I would want to refinance, in other words they just did not understand my reason for wanting to refinance, after all this is A big decision to make and especially at our ages preparing to go into retirement. I actually gave up for A while. Then when I realized what I needed to get the refinance that would not only work for us then but also would allow us to live worry free now I decided to use my VA benefits and that is when I met MR seppolini and he took us thru every step, made the things we needed to happen ( HAPPEN ) to make our lives stable enough to begin to plan our retirements, in other words he saw and understood what the others had not, he saw my wife and I as two people who were unsure to say the least, about what was ahead of us and were we making the right decision. I am grateful to have this opportunity to let others who are going thru what we as far as our specific circumstance were experiencing at that time know, That in MR Seppolini all who come to know him will find much, MUCH more than A mortgage broker, they will find A man who truly cares about the needs of his clients and will do whatever is in his power to do, to help them make the right choices that are in their best interest and provide them with an answer to every question no matter how trivial it may appear to others, to him it is the most important question to his clients.
Homelife Mortgage and its team are …
Homelife Mortgage and its team are definitely trust worthy. They are both professional and attentive to borrower needs. I would recommend this company in a heartbeat.
Jayne has been absolutely amazing to …
Jayne has been absolutely amazing to work with. As a Realtor I have referred her a couple of my clients for lending and they have all been pleased. I love that she goes the extra mile to get the deal done. Jayne has made the impossible possible and for that I am greatful to have her in my team. I would recommend Jayne to anyone!
Great people
Great people, great service! Full range of mortgage products. And yes they return calls!
Always a great experience
Always a great experience. Great staff great rates. Highly recommend
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