HomeLife Mortgage Bewertungen 

163
•
TrustScore 5 von 5

4,9

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Das sagen Bewerter

Bewertet mit 5 von 5 Sternen

Amazing to work with. Hyper responsive, manage all aspects of the transaction with the gusto of a high end EA. Thank you for the house!

Bewertet mit 5 von 5 Sternen

After being turned down elsewhere I finally found Jayne and Darrin at HomeLife for our cash out refinance. As a husband/wife owned business owners with no other “normal jobs” it made it difficult to o... Mehr ansehen

Bewertet mit 5 von 5 Sternen

In this business it's hard to find someone that you can trust will get the loan close at the rate and leverage they first purpose. I've done several loans with Darrin now and he gets the job! He's alw... Mehr ansehen

Bewertet mit 5 von 5 Sternen

This is my 2nd time around with their Bank statement loan product and just like last time it was the smoothest experience in all my real estate transactions. Darrin and Jayne are amazing, totally hel... Mehr ansehen

Unternehmensdetails

  1. Hypothekenmakler
  2. auch in
  3. Finanzberater
  4. Finanzdienstleistungsinstitut

Vom Unternehmen geschrieben

If you are self-employed or investing in rental properties, HomeLife Mortgage was built for your situation. Traditional mortgage programs require tax returns and W-2s — and they were never designed for the way you earn. HomeLife specializes in Non-QM lending: mortgage programs that qualify borrowers based on real income, real cash flow, and real property performance. Non-QM specialists since 1990. Over $4 billion funded. Darrin Seppinni, President of HomeLife Mortgage, has been in the mortgage industry since 1982 — over four decades. He is an author, has been quoted as a Non-QM mortgage expert by CBS News, and contributes to Housing Wire. Programs for Self-Employed Borrowers — California, Florida, and Texas: Bank Statement Loans — qualify using 12 to 24 months of personal or business bank deposits instead of tax returns. No W-2s. No pay stubs. Jumbo Bank Statement Loans — larger loan amounts for self-employed borrowers with strong deposits and complex income. Bank Statement Second Mortgage — access a fixed lump sum of equity without refinancing your existing first mortgage. Bank Statement HELOC — access equity through a flexible revolving line of credit while keeping your current first mortgage in place. Programs for Real Estate Investors — Nationwide: DSCR Loans — rental property financing based on the property's cash flow instead of personal income or tax returns. No-Ratio DSCR Loans — also called No DSCR Loans — investor financing when the property has no rent, no lease, or does not meet standard DSCR requirements today. Soft credit pull upfront. Pre-approvals in as little as 48 hours. No obligation. homelifemtg.com | 888-677-2526

Vom Unternehmen geschrieben


Kontaktinformationen

4,9

Hervorragend

TrustScore 5 von 5

163 Bewertungen

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(163)

10 Bewertungen in den letzten 12 Monaten

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Bewertet mit 5 von 5 Sternen

Oops we did it again!

We refinanced for the 5th or 6th time since owning our some. Some were to get funds out for remodeling and some were simply trying to get a better interest rate. Either way, we have never used another lender! Jayne and her team are the only ones we trust with our transactions. Jayne moves us through the process by updating us on a daily basis on what we need to do next and what is happening with our refi. We ONLY use Homelife Mortgage! I would highly recommend that you give them a call or send them a quick email just to see if they can help you! You won't be disappointed!

9. März 2020
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

Darrin & Jayne are amazing!

Darrin & Jayne were absolutely phenomenal. They are both extremely professional,
fast moving & organized. They are also very knowledgeable in regards to bank statement home loans for self-employed business owners. I highly recommend them!

28. Februar 2020
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

Best mortgage company out there. Used 3 times!

I have used Homelife for all three of my properties within the last year, and will continue to use them for all my refinances in the future. They were able to find loans and programs unique to my situation as an independent business owner, where all other banks have failed. Their process is truly hassle-free and closing was done with ~3 weeks. Responsive communication and fantastic service!

24. Oktober 2019
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

Attentive & helpful

Attentive & helpful, completed my loan in a timely manner and closed on schedule! Will definitely use in the future.

11. September 2019
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

Closed in three weeks! Best Loan Officer In The Luxury Home Market

Jayne Seppini is the best mortgage loan officer you will ever want to work. After been given multiple broken promised, missed deadline and not closing on our home by another mortgage broker I gave Jayne a call on a Friday evening. We only had one shot to close this deal, and it needed to happen in three weeks. Immediately, Jayne understood the sense of urgency and started working on our approval. Without missing a single deadline and with the utmost attention to detail, we closed on our home in three weeks. She always responded to my emails and messages, never made me feel like I was bothering and delivered to us. I do recommend any person looking into home financing to look no further or any other place than Homelife and its team.

1. September 2019
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

I used Home Life To get a loan on a…

I used Home Life To get a loan on a rental property and they were amazing to work with. They closed in under 3 weeks and had great communication the entire way. I plan to use them many more times as I build my rental portfolio!

7. August 2019
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

Darrin and Jayne Seppini are top notch…

Darrin and Jayne Seppini are top notch professionals, and what a dynamic duo they are! From the moment of our first introduction to each other via telephone and email you feel like a valued client and are in good hands. They are with you every step of the way and make everything seamless. So happy to have found them. I will definitely use them again. Thank you! When we thought we couldn’t get a loan, here they were with a great solution for us.
They specialize in investment loans and have great product offerings.

17. Juli 2019
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

Being Self Employed and getting a refi…

Being Self Employed and getting a refi can be very tough! Darren, Jayne and Carol made it super simple and found me a very good rate! They stayed in contact, were very responsive and it only took about 30 days to get funded! If you are looking to buy or refi give them a shot, they are very professional!

Thanks!!

5. Juni 2019
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

Darrin and his team at Homelife were…

Darrin and his team at Homelife were great. They provided me with an incredible low rate and fees, that I couldn’t believe when comparing to other lenders I shopped with. My loan was for one of my investment properties and I didn’t have to provide any income documentation. It was fast and easy.

25. Mai 2019
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

Happy Homeowner via Bank Statement Loan

I was searching for a bank statement loan and that is where I learned of Homelife’s services via the internet. I was already under the gun with a home under contract and was working with another mortgage broker that surprised me with ridiculous fees and rates at the last minute. Not knowing much about Homelife, aside for researching them online, I gave them a chance to do better on my loan. They exceeded my expectations and I decided to secure my home loan with them.

Jayne and family did a wonderful job servicing my loan. They were up front with my fees and the program they thought I was the best candidate for went through seamlessly. Anytime I had questions, they were completely accessible and responsive. Had to deal with conditions like any other loan but Homelife steered me through the underwriting jungle and now I happily sit in my single family home in South Florida. Definitely recommend them for a bank statement loan for a self employed entrepreneur. Sure they will do well for any loan you utilize their services for but my experience with them was for the bank statement loan and that I can attest to 100%!

17. April 2019
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

We recently funded two private money…

We recently funded two private money loans on luxury properties in southern California with Homelife Mortgage. Homelife was a pleasure to work with, they expedited our loans with prompt attention and professionalism. Many thanks to Darrin and his team!

29. März 2019
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

Jayne is absolutely magical!

Jayne is absolutely magical! I lost hope long time ago to get s loan as self employed business owner and I was referred to her by a friend. That changed my life! I was able to buy a house and now I am able to work from home and save money! She was extremely sharp with paperwork and knew absolutely everything that needed to be done. I can not express my gratitude to her in words! Thank you Jayne!

19. Februar 2019
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

What a great experience!

What a great experience!

As a self employed small business owner I never thought I'd be able to get a home loan. I found Homelife Mortgage in an online search for a bank statement loan.

I contacted several different companies, but went with Homelife because Jayne responded right away and made the application process very easy. She made sure to communicate with me about what was needed to qualify, and worked tirelessly to overcome several obstacles that popped up.

I closed on my home today, ahead of schedule. What could have been a very stressful and complicated escrow, in the end closed very smoothly and I'm a very happy new home owner and customer!

I would absolutely use Jayne and Homelife Mortgage again, and recommend them to anyone looking for home financing, especially a Bank Statement Loan. Thanks again!!

9. Februar 2019
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

I can't say enough about Darrin and…

I can't say enough about Darrin and Jayne during the entire process. About a year ago I was in search of bank statement loans due to self employment. The only lender I could find was out of Jersey.

Fast forward to us falling in love with a property in December. We had no pre-approval, and really had no idea if we could get approved based on our unique circumstances. I found two places, one in San Diego, and then Darrin at Homelife.

I based our decision to go with Homelife entirely on Darrin's communication. Darrin understood my schedule and was always extremely prompt and to the point with any requests or questions.

He was able to get us a pre-approval letter within 3 days and we went into a 45 day escrow to give ourselves a little breathing room. Darrin and Jayne were incredibly efficient and able to get the loan closed 12 days early based entirely on bank statements.

Excellent experience and I highly recommend Darrin, Jayne, and Homelife to get your deal done, on time, and at a great rate!

28. Januar 2019
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

Great team and smooth process.....

I've done at least 8 home loans in the past. Never as self-employed/bank statement only. I was reluctant to sell my house and very nervous about qualifying. Despite a great credit score and money in the bank I still had anxiety since my tax returns did not reflect all of my income. I put an offer on a house and I had started the process with another broker. His initial start made me certain this would not go well, so I decided to drop him to meet the terms of the purchase contract.
I found HomeLife thru Google, of all things, and gave it a try.
Darrin answered the phone and he and Jayne were great. Took all my info, asked for initial docs from me (standard stuff...ID, bank statements, etc.). Everything was turned over to their Loan Processor, Kathy, and it all went surprisingly smoothly.
I was constantly in contact, informed thruout the process and closed within 42 days, if I remember correctly.
Bottomline, I passed their name on to friends. Something I would never do had there been any hiccups.

28. Januar 2019
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

Exceptional Service

Darrin is thorough, professional, honest and responsive. I was so impressed with the individual attention he provided throughout the process. My client was very happy with his services and rate. It was a stress-free process and we closed before expected.

2. Oktober 2018
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

Darrin and his team are great

Darrin and his team are great. Very professional. They keep you update and explain each part of the process step by step. I was gladly surprised when I saw emails coming late night from them. I highly recommend them to anyone.

29. September 2018
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

Homelife Mortgage is a real class act

Homelife Mortgage is a real class act. I had tried to refinance my home loan for the past few years. Each time...unsuccessfully. Its not so easy when you are self employed. Im so glad I reached out to Jayne and Darrin at Homelife Mortgage. They were able to get me a bank statement loan with very fair terms and I was even able to cash out some equity. Jayne and Darrin were incredibly helpful every step of the way. I had many questions throughout the process and they made sure I knew what was happening at all times. They were very easy to get in touch with always got back to me in a timely manner. I wouldn't hesitate to use their services again in the future and I will be recommending them to all my friends and family. Thanks Jayne and Darrin!!!

24. September 2018
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

I'd definitely recommend Jayne Seppinni…

I'd definitely recommend Jayne Seppinni and Homelife Mortgage. Because we are self-employed, we needed to get a bank statement loan for our refinance. I had shopped about 6 other mortgage brokers prior to finding Jayne. Not only did she have the best rates and fees (by far), she was the fastest in getting a quote back to me and was the most responsive to my questions. (Which were many!) She was there every step of the way to guide us through what would have been a nightmare on our own. I know we couldn’t have done it without her! Thank you Jayne!

18. September 2018
Bewertung ohne vorherige Einladung

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