Amazing to work with. Hyper responsive, manage all aspects of the transaction with the gusto of a high end EA. Thank you for the house!
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Das sagen Bewerter
After being turned down elsewhere I finally found Jayne and Darrin at HomeLife for our cash out refinance. As a husband/wife owned business owners with no other “normal jobs” it made it difficult to o... Mehr ansehen
In this business it's hard to find someone that you can trust will get the loan close at the rate and leverage they first purpose. I've done several loans with Darrin now and he gets the job! He's alw... Mehr ansehen
This is my 2nd time around with their Bank statement loan product and just like last time it was the smoothest experience in all my real estate transactions. Darrin and Jayne are amazing, totally hel... Mehr ansehen
Unternehmensdetails
Vom Unternehmen geschrieben
If you are self-employed or investing in rental properties, HomeLife Mortgage was built for your situation. Traditional mortgage programs require tax returns and W-2s — and they were never designed for the way you earn. HomeLife specializes in Non-QM lending: mortgage programs that qualify borrowers based on real income, real cash flow, and real property performance. Non-QM specialists since 1990. Over $4 billion funded. Darrin Seppinni, President of HomeLife Mortgage, has been in the mortgage industry since 1982 — over four decades. He is an author, has been quoted as a Non-QM mortgage expert by CBS News, and contributes to Housing Wire. Programs for Self-Employed Borrowers — California, Florida, and Texas: Bank Statement Loans — qualify using 12 to 24 months of personal or business bank deposits instead of tax returns. No W-2s. No pay stubs. Jumbo Bank Statement Loans — larger loan amounts for self-employed borrowers with strong deposits and complex income. Bank Statement Second Mortgage — access a fixed lump sum of equity without refinancing your existing first mortgage. Bank Statement HELOC — access equity through a flexible revolving line of credit while keeping your current first mortgage in place. Programs for Real Estate Investors — Nationwide: DSCR Loans — rental property financing based on the property's cash flow instead of personal income or tax returns. No-Ratio DSCR Loans — also called No DSCR Loans — investor financing when the property has no rent, no lease, or does not meet standard DSCR requirements today. Soft credit pull upfront. Pre-approvals in as little as 48 hours. No obligation. homelifemtg.com | 888-677-2526
Vom Unternehmen geschrieben

Kontaktinformationen
100 Spectrum Center Drive #900, 92618, Irvine, Vereinigte Staaten
- 949-681-7280
- Jayne@Homelifemtg.com
- homelifemtg.com
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Thank you Jayne, Darrin & Esther!
I don’t know where to start because my experience with this company got better every single time I had to work with a new individual. During my intro call, I explained Darrin Seppinni (one of the owners) the critical timeline we had because our original lender BBT/TRUIST had the wrong closing date (90 days vs. actual 45), at that time we had 31 days left, he assured me that him and his team where experts in STATEMENTS LOANS and where the ones that will take this 3 million dollar deal all the way to the finish line, ON TIME.
He was very upfront with the rates and the loan fees, although the rate was slightly higher compared to a full doc conventional loan, the process was much easier than our initial process with our local bank. I will also like to add that his program required 20% down instead of 25% down, no PMI. So moving on, once I agreed to the proposed rate we immediately started working with Darrin’s wife and partner Jayne Seppinni. Jayne is an excellent communicator that truly cares about their clients. She did everything they promised on time and even after we got the appraisals & engagement docs she stayed on top of everything until the day we closed. I would also like to thank Esther for processing the loan, being so prompt and staying available despise the 3hr time zone difference. I was impressed with her level of commitment, she is truly amazing.
If you are looking for a loan with 1/2 the paperwork and want to deal with honest & reputable people, look no further!
Great service from this team!!!!
Self-Employed Borrower Refi'd!
I cannot thank Homelife Mortgage enough for having the appropriate mortgage product for self-employed borrowers. We are self-employed and because of that status, we had such a difficult time qualifying for a refinance using the standard qualification methods, especially during the pandemic. When we read that Homelife Mortgage offers self-employed borrowers the opportunity to qualify for a refinance using their business bank statements, we had to inquire. It seemed unbelievable.
But, it's all true! We worked with Jayne, Esther, and the Seppinni team members throughout the process of our mortgage refinance. Honestly, since we had all of our qualifying documents ready to go, the whole process went extremely smoothly. We cannot believe we closed on our mortgage refinance at around 30 days. This team was amazing to work with and thank you so very much for helping us with this transaction. Thank you to everyone at Homelife Mortgage!
BEST MORTGAGE EXPERIENCE EVER !!
Very pleased with the professionalism…
Very pleased with the professionalism of the team. They made refinancing my investment property as painless as possible. It’s always a little scary when dealing with people across the country that you’ve never met- but Darrin and his team were great. Would highly recommend
Got it done fast !!!
Hi my name is Josh I have owned many homes in Southern California and used Many different mortgage companies services for loans. This is the first company I’ve come across that does exactly what they say and does it professional and on time . I definitely will be using Darrin And his team in the near future for another purchase on a home. They are Straight to the point and professional with no stories. Give them a try you won’t be disappointed. Thanks Darrin!
They did a great job navigating this…
They did a great job navigating this process during a pandemic. Very helpful and very fast to communicate. I would highly recommend.
Re Homelife Mortgage Review
Re: Homelife Mortgage
To whom it may concern:
I would like to provide my review regarding my experience with Homelife Mortgage for a Bank Statement Loan Refinance.
Their team was able to quickly identify my needs and provide me with clear directions at the outset.
They walked me through the entire process efficiently and patiently. They were always available to answer my questions, and provided prompt responses consistently.
Their overall service was excellent, and I could not have asked for a better team to handle my refinance.
I would recommend Homelife Mortgage to anyone of my friends or family.
I sincerely appreciate all the help that they provided to me, and I would review their company as the model for how all companies should perform in the mortgage industry.
Thank you.
The service provided was excellent
The service provided was excellent. Jayne and her team are very professional and gets the job done as quickly as possible. My experience was fantastic.
Being self employed
Being self employed, working with Homelife mortgage was one of the best decisions I have made. They have the knowledge and expiriernce to work the non traditional borrower. Their bank statement program allowed me to purchase the home that my family truly deserves. They walked me through every step of the process while also being patient with me as this was my first time going through the process. The whole team at homelife was readily available to answer any of my questions which made me very comfortable throughout the process.
Good communication
Good communication, solid work, no surprises. Everything went as expected!
Excellent Job!!!
This is my third time refinancing with HomeLife Mortgage. Jayne and her knowledgeable team have never failed me. (Thank you Esther for the hard work too)
I cannot thank her enough for her patience and willingness to answer all of my questions while offering excellent advice.
Due to the current competitive rates, I've had some referrals for other agents that my friends use and their service level did not compare to HomeLife, not to mention higher costs.
If you are looking for someone who is professional, efficient and well informed, definitely go through Jayne and her team - you won't regret it!
This is my 4th refinance with HomeLife
This is my 4th refinance with HomeLife. With all the refinances, I have been guided thru every step of the process. Jayne has answered all questions promptly and she get back to me quickly on my emails. A couple of my refinances were not easy but she was able to get me approval. Rates offered were great and fees were reasonable. Thank you Jayne!!!
You never fail us
You never fail us! You always find a way, and that is greatly appreciated! More power!
Fantastic, Prompt, & Very Helpful
This is my second time refinancing with Jayne and Darrin, and I am very happy with the experience. They are very prompt and helpful.
Jayne and Darrin were extremely helpful…
Jayne and Darrin were extremely helpful and easy to work with thru the entire process. I sincerely appreciated their support.
This is the second time I have used…
This is the second time I have used Homelife Mortgage. I received excellent service that was timely and thorough. I highly recommend them.
Home Refinance
Home Refinance made easy. Thanks Jayne Seppini.
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