Amazing to work with. Hyper responsive, manage all aspects of the transaction with the gusto of a high end EA. Thank you for the house!
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Das sagen Bewerter
After being turned down elsewhere I finally found Jayne and Darrin at HomeLife for our cash out refinance. As a husband/wife owned business owners with no other “normal jobs” it made it difficult to o... Mehr ansehen
In this business it's hard to find someone that you can trust will get the loan close at the rate and leverage they first purpose. I've done several loans with Darrin now and he gets the job! He's alw... Mehr ansehen
This is my 2nd time around with their Bank statement loan product and just like last time it was the smoothest experience in all my real estate transactions. Darrin and Jayne are amazing, totally hel... Mehr ansehen
Unternehmensdetails
Vom Unternehmen geschrieben
If you are self-employed or investing in rental properties, HomeLife Mortgage was built for your situation. Traditional mortgage programs require tax returns and W-2s — and they were never designed for the way you earn. HomeLife specializes in Non-QM lending: mortgage programs that qualify borrowers based on real income, real cash flow, and real property performance. Non-QM specialists since 1990. Over $4 billion funded. Darrin Seppinni, President of HomeLife Mortgage, has been in the mortgage industry since 1982 — over four decades. He is an author, has been quoted as a Non-QM mortgage expert by CBS News, and contributes to Housing Wire. Programs for Self-Employed Borrowers — California, Florida, and Texas: Bank Statement Loans — qualify using 12 to 24 months of personal or business bank deposits instead of tax returns. No W-2s. No pay stubs. Jumbo Bank Statement Loans — larger loan amounts for self-employed borrowers with strong deposits and complex income. Bank Statement Second Mortgage — access a fixed lump sum of equity without refinancing your existing first mortgage. Bank Statement HELOC — access equity through a flexible revolving line of credit while keeping your current first mortgage in place. Programs for Real Estate Investors — Nationwide: DSCR Loans — rental property financing based on the property's cash flow instead of personal income or tax returns. No-Ratio DSCR Loans — also called No DSCR Loans — investor financing when the property has no rent, no lease, or does not meet standard DSCR requirements today. Soft credit pull upfront. Pre-approvals in as little as 48 hours. No obligation. homelifemtg.com | 888-677-2526
Vom Unternehmen geschrieben

Kontaktinformationen
100 Spectrum Center Drive #900, 92618, Irvine, Vereinigte Staaten
- 949-681-7280
- Jayne@Homelifemtg.com
- homelifemtg.com
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Amazing to work with
Amazing to work with. Hyper responsive, manage all aspects of the transaction with the gusto of a high end EA. Thank you for the house!
We had an exceptional experience…
We had an exceptional experience working with Jayne and Darrin! Highly recommend them as they are definitely on top of things and work in the best interests of their customers.
Jayne found me a good bank statement…
Jayne found me a good bank statement loan and saw the process through to completion, under a tight timeline, just as she promised me she would!
Excellent service
Excellent service, very easy HELOC loan application process.. About 2 weeks from application to funding. Great Job Jayne , Darrin and the team!!!
Fantastic experience with Jayne and…
Fantastic experience with Jayne and Darrin! I was referred to them for a cash out refi with very specific needs. They walked me through everything in detail and were great partners along the way!
Amazing Loan Experience
Darrin and Jayne at HomeLife Mortgage are nothing short of exceptional. In my time as a real estate investor, I’ve worked with five to six different lenders in the past year alone, and I can honestly say I’ve never worked with anyone more professional, responsive, or excellent than them.
This was a complex transaction with multiple moving parts and tight timelines, yet they brought clarity to every step of the process. What could have been stressful and confusing felt seamless because of their experience and communication. They closed quickly, stayed on top of every detail, and were always available when needed.
Beyond their professionalism, they are genuinely great people who truly care about their clients. Their decades of experience clearly show, and it makes a real difference.
I’m incredibly grateful for their work on this deal and look forward to working with HomeLife Mortgage again in the future. I cannot recommend Darrin and Jayne highly enough.
Excellent Experience
Jayne and her group worked hard and were highly competent throughout the loan process all the way to closing.
Mentioning bank statement refinance
I had an excellent experience working with Jayne Seppinni and her team on my bank statement refinance.
As a self-employed borrower, refinancing is usually a complex and frustrating process, but Jayne, Darrin, and the entire team were extremely professional, responsive, and knowledgeable from start to finish. They guided me through every step, handled a detailed Reconsideration of Value successfully, and ultimately delivered a great result with a smooth closing.
Communication was always clear, timelines were met, and they truly went the extra mile to get this loan funded under tight deadlines. I especially appreciated their experience with bank statement programs, which makes a huge difference for entrepreneurs and business owners.
I would highly recommend Jayne Seppinni and her team to anyone self-employed or looking for a refinance with a lender who actually knows how to execute.
Thank you again for a great experience.
Jayne and Darrin were wonderful
Jayne and Darrin were wonderful. They were able to make magic happen. I would definitely recommend them to friends and family.
Excellent process and service
Jayne and Darrin made this process very simple and straightforward. No wrinkles along the way, and they met the closing deadline. I will be coming back to them in future, and I would certainly recommend HomeLife Mortgage to a friend.
The HomeLife Mortgage team really makes it easy
The HomeLife Mortgage team really worked together to make obtaining a mortgage as easy and painless as possible. There was never a moment that we felt behind in the process. They were on top and we actually were cleared to close a week ahead of time which seems rare these days. It took away any stress. And they were always available to discuss if needed.
I’ve been through MANY companies and…
I’ve been through MANY companies and agents that promise you the world but very few deliver. Darrin and Jayne are the most competent, upfront, thorough and fast agents I’ve met in my career so far. Highly recommended!
Great for DSCR Loans
Great communication and guidance with the DSCR loan process. I would definitely recommend and work with them again in the future.
Everybody at HomeLife mortgage was very…
Everybody at HomeLife mortgage was very help full, knowledgeable and I was able to obtain the mortgage I was looking for.
Excellent communication and perfect execution
My reps, Jayne, Darrin, and Sherrie, were all fantastic. They answered the phone every time I called and were always so willing to explain anything to me. There were no hiccups or issues with my loan or closing. Everything was smooth and on time. They are a great team, and I can tell that they take pride in providing excellent service.
Jayne Seppinni Sr
Jayne Seppinni Sr. Loan Officer was amazing! Very professional and meet all my needs and exceeded my expectations. I will definitely be using HomeLife mortgage in the future.
I had a great experience with HomeLife…
I had a great experience with HomeLife mortgage. Jayne works hard to ensure you close. She has great communication and is always helpful. I’m glad I trusted her with my refinance needs.
Great customer service and rapid…
Great customer service and rapid response to any of our questions and concerns.
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