Amazing to work with. Hyper responsive, manage all aspects of the transaction with the gusto of a high end EA. Thank you for the house!
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Das sagen Bewerter
After being turned down elsewhere I finally found Jayne and Darrin at HomeLife for our cash out refinance. As a husband/wife owned business owners with no other “normal jobs” it made it difficult to o... Mehr ansehen
In this business it's hard to find someone that you can trust will get the loan close at the rate and leverage they first purpose. I've done several loans with Darrin now and he gets the job! He's alw... Mehr ansehen
This is my 2nd time around with their Bank statement loan product and just like last time it was the smoothest experience in all my real estate transactions. Darrin and Jayne are amazing, totally hel... Mehr ansehen
Unternehmensdetails
Vom Unternehmen geschrieben
If you are self-employed or investing in rental properties, HomeLife Mortgage was built for your situation. Traditional mortgage programs require tax returns and W-2s — and they were never designed for the way you earn. HomeLife specializes in Non-QM lending: mortgage programs that qualify borrowers based on real income, real cash flow, and real property performance. Non-QM specialists since 1990. Over $4 billion funded. Darrin Seppinni, President of HomeLife Mortgage, has been in the mortgage industry since 1982 — over four decades. He is an author, has been quoted as a Non-QM mortgage expert by CBS News, and contributes to Housing Wire. Programs for Self-Employed Borrowers — California, Florida, and Texas: Bank Statement Loans — qualify using 12 to 24 months of personal or business bank deposits instead of tax returns. No W-2s. No pay stubs. Jumbo Bank Statement Loans — larger loan amounts for self-employed borrowers with strong deposits and complex income. Bank Statement Second Mortgage — access a fixed lump sum of equity without refinancing your existing first mortgage. Bank Statement HELOC — access equity through a flexible revolving line of credit while keeping your current first mortgage in place. Programs for Real Estate Investors — Nationwide: DSCR Loans — rental property financing based on the property's cash flow instead of personal income or tax returns. No-Ratio DSCR Loans — also called No DSCR Loans — investor financing when the property has no rent, no lease, or does not meet standard DSCR requirements today. Soft credit pull upfront. Pre-approvals in as little as 48 hours. No obligation. homelifemtg.com | 888-677-2526
Vom Unternehmen geschrieben

Kontaktinformationen
100 Spectrum Center Drive #900, 92618, Irvine, Vereinigte Staaten
- 949-681-7280
- Jayne@Homelifemtg.com
- homelifemtg.com
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Good mortgage broker
I know that some people are scared when they hear the word mortgage, nevertheless I can't see anything bad in it. Of course you should tight yourself with parrticular obligations for many years, however is it possible to acquire new, big home without it? Of course, there are such people, but the vast majority prefer to use services of mortgage brokers. I am not an exception and think that mortgage is a great financial instrument which teaches you financial literacy. If you have no knowledge, then you can apply to this broker and it will help with everything. Strongly recommend this one.
No Document Loan for Investment Property
Darrin and team is superb! I had a stress free less than 30 day closing on my new investment property purchase. They did a “No Doc” loan for me where they only had a credit report requirement. The team is very responsive and kept me updated daily on progress. They are very knowledgable and Darrin is well connected to many large lenders which makes it easy to get the BEST rates and closing costs. Darrin is also a problem solver and creative with various options for financing. He is your go to guy and I highly recommend this company.
I also used them for a cash out refinance of another property which also went very smooth and got funds within 3 weeks.
I will continue working with them on future investments and have referred them to my entire network.
If you are looking for the lowest interest rate, closing costs & a efficient team, Homelife Mortgage is the company.
Cheers
Sharmila
Another Great Refi Experience
The whole team at Homelife made the refinance process quick and easy. Communication is great and they responded quickly when we had questions. Thank you for a great job!
Thank You
We are so pleased to have obtained our Mortgage with Homelife.
The service and communication were excellent and made a trying experience pleasurable.
While traditional loans were difficult Homelife suggested a Statement loan and we are now proud homeowners
Darrin Seppinni is the best and at the top of his game
I would highly recommend Darrin Seppinni for your loan. I am here to say you do not have to go anywhere else. This great man and his wife Jayne and their staff got my wife and I a loan on a home with a 21 day escrow in the hottest sellers’ market I have ever seen in my lifetime. Only experience can get that done under these conditions when every appraiser is working 7 days a week, lenders are scrutinizing paperwork, sellers have the complete upper hand. The only way to get an edge as a buyer is to hirer Darrin Seppinni Home Life Mortgage. This man wrote the book on the getting loans. And I am not talking about a marketing book to hand out to clients. This is the guy who wrote the textbook to teach students the art of what he know. And he has written other books on this subject as well. These are great books by a very smart man who knows what he is doing. If there is one thing, I have learned in 60 + years is when your hire a professional, who you need to go to bat for you, you have to try to get the best. Darrin Seppinni is the best. My wife and I did our due diligence I am telling you that you can perform your own due diligence but you don’t have to. You don’t want to go anywhere else and waste time. You are just going to return right back to Darrin Seppinni. Just talk to the guy for a half hour or less and you will know exactly what I am talking about. It did not take my wife and I long before we realized this man is at the top of his game and we made the right choice. And his price is very competitive. No one can beat his price. What looked to me at the beginning as a fair but high price was the same or less then everyone else was charging. Getting the best for a competitive price is a great decision for us. And then I saw the amount of work it takes to get a deal like this done and they so know what they are doing and they will guide you every step of the way like they did us. After it was over and we are in our home I thought for the amount of work he did it seemed like more than a fair price. It felt like we got a great deal. And when the seller’s agent calls to verify your loan to see if you are good for it, at that point, he is the absolute best. He will tell the truth and sell you to that seller’s agent like he did for us. After the sellers agent called Darrin Seppinni to verify our loan the deal was done. Our sellers needed a 21-day escrow. Done. We are in our home as I write this. Darrin Seppinni played far more of a role in us getting our home then our buyer’s agent because Darrin Seppinni is nothing short of a loan guru and I can tell he wanted to see us get the home we wanted. Yes, I am excited about this man and his wife Jayne and their staff because my wife I found the perfect home after shopping for 4 months and I know we could not have done it without him. We wanted this home and its perfect for us. He knew what we wanted, and he went out and he did everything he could to get it for us. It is beautiful and we love it. This is a real review from a completely satisfied customer. I am available and would look forward to answering any questions you might have.
Homelife helped us with our refinancing…
Homelife helped us with our refinancing needs. They helped us get through our loan, get a low interest rate and get out of our fha loan . They provided us all the information we needed and gave us a step by step process. They gave us options and let us decide what we really wanted for our refinancing needs. After our loan got funded, they even extended additional help .
Jayne
Jayne, Darren and the entire team at Homelife Mortgage worked very diligently from the first email to closing and were beyond my expectations, just AWESOME! They did everything they promised in a professional, efficient and timely manner. They crossed every T and dotted every I, always keeping me abreast of where things were at with the process. They superseded my expectations and were truly top-notch in every facet. I would recommend them wholeheartedly and appreciate the work they did on my behalf.
If you are looking for a loan please…
If you are looking for a loan please reach out to this company. They are knowledgeable & very professional. This is my third time working with Darrin & Jayne Seppinni and once again, we are thrilled with the results. I will not use anyone else!
Amazing experience
Amazing experience, delivered as promised, would work with the Homelife team again. Everything that was represented was delivered, on time and with accuracy. Never had a worry that it wouldn't close. Great mortgage option!
Good communication and diligent
Good communication. Emails constantly with updates and responds to questions swiftly. I trust and have peace of mind that the transaction will close.
the loan process was simple and very…
the loan process was simple and very quick.it was a pleasure working with this company and i will refer others
We had a great experience with our…
We had a great experience with our refi. Jayne and Sherrie are amazing! The whole process from beginning to end was easy, no hassles and we closed fast. I would recommend them to all my family and peers.
They helped us refinance for a lower…
They helped us refinance for a lower rate using a bank statement loan on two separate occasions, saving us a lot of money each time. They were able to work with us through complicated issues, like remodeling the home, one of our businesses that had begun more recently, business use of a portion of the home, getting an appraiser at odd times. They were also very responsive in dealing with various issues that came up and just needed explanation or action on their part to fix. We now once again have a lower payment to enjoy as we sit fit!
Less than 30days to Close on a Jumbo Loan!
The team at Homelife Mortgage did a great job. Darrin, Jayne and Sherrie got our no doc jumbo loan closed in less than a month. Darrin was upfront and honest about their fees and time frame. We own a growing successful business with offices in several states it would have taken months to close this deal thru a conventional bank. We had 30 days to close on our newly constructed home. Homelife got the job
done! Thanks Homelife!
Homelife Mortgage is the Best!
Darrin, Jayne and Esther did an exceptional job on my mortgage loan. Darrin is so nice doesn't mind calling all the agents to make sure we are approved despite of pre approval letter. Listing agents still want to talk to broker to make sure you are approved with the loan an able to execute the loan. Darrin and Jayne are very responsive even 7pm when I need to change the pre approval amount of loan Jayne send back within 10 minutes of updated pre approval loan. Darrin is a man with Work when he said 30 days we close. He really did execute within 30 days of the opening escrow. Very greatful with Homelife mortgage!
We used HomeLife for a bank statement refinance
We used HomeLife for a bank statement loan since we are self employed and this was a fantastic experience! The entire team, Jayne, Darrin, Esther and everyone at HomeLife was a pleasure to work with and super responsive.
I would highly recommend the team for a bank statement mortgage and bank statement mortgage refinance. They got it done quickly and no snags. 100% honest, and on top of it. Service and communication was top notch throughout the whole process. Even answering emails on weekends and after hours. Great job! I will be using them again for all my other purchases and refinance needs. Thanks team!
Highly Recommend HomeLife Mortgage Bank Statement Mortgage for Self-Employed
I am self-employed and had a hard time getting approved through other mortgage companies due to being self-employed. Then that all changed when through an online search I was blessed by finding HomeLife Mortgage who offers bank statement mortgages for self-employed individuals. From the first contact with the company I was totally impressed. I cannot say enough about Darrin, Esther, Jayne and their whole team. We were approved quickly, they stay in constant contact with you, they answer emails and calls, they stay on top of things and explain each step of the process along the way. We had a contract on a house and the Seller of the home backed out two days before closing. So we searched and found another home and the team at HomeLife Mortgage worked tirelessly and overtime to get our mortgage loan on the new house closed in two weeks from the date we found the house. They were amazing, supportive and stuck with us through the whole process. We HIGHLY recommend HomeLife Mortgage and will use them in the future for any mortgage needs that we have. We can never say thank you enough to Darrin, Esther, Jayne and the whole HomeLife Mortgage team!!!
Glenn Staton
Bank statements loan
I had a great experience working with Darrin, Jayn and Esther .
They helped us to buy our condo with
Bank statements Loan.
I highly recommend Homelife Mortgage for anyone who is looking for a Statement Loan.
Bahar
EASY bank statement self employed loan
As a self employed successful businessman it's always frustrating to try and get a home loan. In fact, I had given up all hope of doing so after being turned down by yet another big bank.
I decided to see if there was anyone doing a bank statement loan in 2021. To my surprise, there were a couple, Homelife being one. I had a conversation with 4 different places, and discovered that Homelife was presenting, by far, the best offer. In fact, to be totally honest I thought it was too good to be true!
Every time commitment and cost they gave me, worked out exactly as they said. In fact they even LOWERED my rate without me asking during the process!
I can't say enough good things about this company. Without them, I'd not be in the new home we dreamed of. As long as my tax returns don't support the mortgage value I need, these guys will be my first call! I've already referred 3 friends.
Darrin
Darrin, Jayne & Esther provided me with excellent service! On my "No doc loan for investment properties" mortgage. Ive been in the business of buying, flipping and renting properties for 22 years. This by fare was my most pleasant experience. I will differently recommend Homelife Mortgage to all my friends and family. Thanks again guys your the best!
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