STEER CLEAR! Worst investment I have made! The policy has made a massive £6400 in 33 YEARS🤔😂😂😂! So they can mess up their finances and our endowment plan, offer you peanuts in compensation then when they are making millions they don’t have to pay it back? Any other institution or private person would be the opposite! Fortunately it is not tied to a property or mortgage unlike some.