Mortimer Clarke Solicitors Bewertungen 

27th August 2026: I have deleted my original review as things have moved forward and I think the information below is more relevant.

Mortimer Clarke Solicitors and Cabot Financial have displayed an astonishing lack of ethics, regulatory compliance, and basic empathy.

Around March 2026, I contacted them to state I could only afford £30pm as was already paying Cabot £50pm on another account. On the expedicture form attached to that letter, I stated I get £86pw carers allowance but made a mistake further down stating I get £86pm, this flagged up as a deficit of £50 and they have acknowledged that in the letters received from them. Under FCA CONC 7.3.5 guidelines, when a firm identifies a consumer in an active budget deficit, its explicit duty is to offer forbearance, freeze activity, and assist the consumer. They waited for me to miss the follow-up contact due to extreme stress looking after 2 disabled children and they aggressively rushed through a CCJ on the 30th June 2026 instead of freezing my accounts. Also, In the same letter I sent in March 2026, I stated "I've had enough", this should of also flagged up my vulnerability and my accounts should of been referred to their specialist team. They didn't. Instead of offering forbearance under FCA CONC rules when that income error showed a deficit, they weaponized it to rush through said court action. This behavior breaches the Fraud Act 2006, SRA rules, and FCA Consumer Duty guidelines.

After unfairly securing that CCJ against a full-time carer caring for a children with Autism and severe health issues, their legal compliance team actively manipulated digital correspondence to cover their tracks. They uploaded a "Final Response" letter to my customer portal dated 7th July 2026 that explicitly references a Subject Access Request (SAR). I didn't even submit that request till the 13th August 2026—a 37-day chronological impossibility. They also falsely claimed the SAR was paused for ID, despite Cabot's own SAR team confirming full processing without requiring ID on the 17th August 2026, whoops, they never got the memo..

​The entire portal session and time-stamped contradictions are fully video-recorded and will be directly submitted to the FOS, SRA, ICO, and FCA unless they act within 7 days to my Formal Complaint I sent on the 26th August.

Also this too from my complaint:

"Furthermore, your claim on page 3 that Mortimer Clarke did not know I was already maintaining a £50 per month payment agreement with Cabot because you "do not have access to their systems" is a direct violation of the FCA Consumer Duty. As part of the same corporate group (Cabot Credit Management Group), you are collectively barred from allowing fragmented internal IT systems to cause severe consumer harm and double-hound a vulnerable household."

They messed up..

First, keep calm and positive, Fight them all the way, they CANNOT do an attachment order on ANY protected state benefits, state you have zero assets, they can't take a car that is used by a disabled person, you can still fight it if they take the car (without blue badge showing) and you can prove it's used by a disabled person . Send letters you are vulrenble or say "you've had enough", this constitutes as a cry for help, this should trigger them sending it to their specialist team, if they don't, there breaking regulations. Use AI against them, upload all letters to AI and it will tell you if they break regulations and advise you of the next steps. Don't pay, fight them at CCJ court stage. If they obtain a CCJ or go court again for warrant of control, send a letter to the bailiffs about vulrenbility when you know the name of the company, this will make them think twice how they act. Ignore them, don't let them in, they'll eventually call nulla bona and send it back to Cabot/Mortimer. Keep screenshots/videos of all letters. Open ALL letters they send through the online portal so they can't attach a altered letter to the link like in my case. I didn't open my 7th July original letter through my email, they know on their system if you access the letters. They altered that 7th July document after the 13th August but made a mistake of saying I put a SAR in 37 days before I did. If I don't receive them documents by I think, the 12th September, there is another breach of regulations I'll be pursuing.

Good luck

Laugh at them….

These clowns have zero power, If they threaten you with court tell them to go ahead

If they manage to get a CCJ against you just contact the issuing court and tell them this company refused to send you these 3 documents

A true signed original copy of the agreement with clear signature - Not a tick box or digital signature

The Deeds of Assignment showing clear signature and Witness not a note of assignment

An up to date statement of the account showing all payments made too it in the last 6 years

The court will set aside the CCJ as this is all required by law to enforce any debt

Never admit liability, never give them any personal info EVER no matter what

Only communicate via email,

These clowns buy up statute barred debts that are not enforceable and try to intimidate and panic you into paying them.

They have zero power

It is also illegal for them to harass and pursue any debt that is statute barred, once you tell them the debt is statute barred ( no liability accepted or payments made to the account in 6 years )

Once you tell them that they cannot chase you !

Dont fall for their lies and nonsense

Laugh at them

Please do not repky via sending letters or emails

Best if you put your responses on to trust pilot

I wi refuse to accept letters from yous . I will publicise them

Step change are in volved so keep going yous are digging a hole

I have sent separate corrispondence to the directors

how can this company be legal they are the same company as cabot financial that was formed to bully and intimidate people into clearing their debts. i have no issues with the fact i need to pay back the debt but i do not need someone constantly harassing me. i called today as they have been harassing me by phone and i do not give personal information over the phone to companies that call me especially ones that come up as spam numbers, eventually they sent through correspondence and i replied to them via the phone number on the letter but was greeted by a girl called emily who was just employed to take calls and tell people that the lines are busy and to call back later, which is daft and a complete waste of time money and resources in my personal opinion, so i called back again and finally managed to get through to someone called Nader who refused to reinstate a direct debit which had failed unless i gave him a whole load of personal information that i am not legally obliged to give to him as it is my own personal information and i do not consent. i told him that my circumstances had not changed from when the agreement was set up originally and that i will not be going through it all again so was told he will put the account on hold for a month and it was left at that. I just want to reinstate a direct debit nothing more. I also think its strange that you cannot speak to a manager supervisor or even a solicitor even though they claim to be a solicitors. an email has been sent to sandra bayne hopefully they will take note of my complaint and sort things out

My 90 year old mother stared receiving text messages and phone calls from Very regarding a debt owed by a woman called ‘Karen’ who none of us know, after around 30 of these calls, I contacted someone at Very who assured me that it was a case of them having the wrong number and promised that it wouldn’t happen again, a year later and I’m guessing the debt has been shifted to this this bunch of brain-dead Jokers, who are now harassing her every day with text messages, voice messages and calls, I managed to answer a call and told the chinless-wonder on the phone never to call this number again, I took the phone as my mother didn’t want it anymore as she had found the calls and messages distressing, this had now caused a major inconvenience to me and threat to her safety, the day after my rant another chinless-wonder rang again, whom I gave both barrels, he seemed to be under the impression that it was my duty to comply and answer his questions, well news to him is that I don’t work for free and I’m certainly not doing Mortimer Clarkes job for them, I have now taken legal action and reported this firm to the relevant authorities and the SRA for serious misconduct for a continued campaign of harassment towards a 90 year vulnerable old woman which is absolutely disgusting behaviour, I will also be contacting the national press as I feel people need to know the lengths this company will go too, even when they have the wrong information, they should be stuck off.

They sent me an offer which I have no way of accepting as the website says I have no offers and I have sent countless emails still no reply and I am no good on the phone as I have autism and get anxious

Absolute disgrace of a company. Have an agreement in place to pay off 2 debts ive been paying this for months never once missed a payment. Now im being hounded by them wanting to revauelate what im paying to check if i can pay more. Im already struggling with what i pay surely the fact im sticking to the original arrangement should be enough for these vultures

Very poor and unresponsive web site so it's really difficult to set up a payment plan.

Got a new number 3 weeks ago and have been non stop spammed with calls from them. I have no debts. I've now blocked 3 numbers.

Have a payment plan with this company that I make affordable payments to every single month yet they’ll still call and send letters threatening to take further legal action, if I’m paying what I can afford there shouldn’t be any reason to keep harassing me with more letters about ccj’s and legal action, absolute scum of a company.

Mortimer Clarke are the parasitic 'lawyers' who use multiple tricks to win unenforceable cases. Check their bundle and paperwork very very closely - make sure they serve the same bundle on you as on the court, make sure they actually serve you a bundle - at the same time as they serve the court. Look for unreadable documents and false claims. Part of Cabot parasites who are mortgaged up to the eyeballs, but hey - YOU can't have a debt. Scum.

I’m off to the financial ombudsman with a complaint about the procedures this company follows. They pre date letters and by the time you receive them it’s too late for you to respond so they whack in a ccj! They kept telling me if you pay within one month of the ccj it won’t go on your credit file they will inform the registry and it will be removed. I was horrified today when trying to clarify the process when the lad said well it’s probably already on your credit file!! I said but this is within the one month! I then asked if I cleared this debt could how long will it take for them to advise the registry that the debt has been paid he said well we’ll start the closing down of your account this can take up to 14 days !! Then we will inform the registry!! I said well that’s just great this means that this will tip over the one month period! His response was we are not responsible for the registry!!! I then asked how will I get a receipt we will write to you, I said I want an email receipt oh yes I’ll send it after the call . Not received then I noticed they had entered the incorrect date of birth on the ccj he said well if you send us a letter of your correct date of birth we can change this! I said well not on your life! You made the error in the first place!! So just why do you get one month to pay this debt and the ccj will be withdrawn ! When actually it’s not guaranteed because you horrible lot take 14 days to close my account and send a payment receipt to me which I need if I contact the registry to remove the ccj . Oh there’s lots more too but I am fuming. Wait until I request the transcripts of the calls I will make sure the financial ombudsman wipe the floor with this company it is disgraceful 🤬🤬🤬🤬🤬🤬🤬 so in theory the one month grace period is a load of crap oh and thanks for sending me a payment receipt today not received I wanted that to send to the registry to have this ccj withdrawn

I start paying and they still went to court so the 150 pounds paid I now owe more then started also my payment was withing nasty company goverment should be looking at company iv delt with lowell and menty other companies read my rivews of lowell.
WROTE THIS AND WITHIN 2 MINS RINGING ME PLEASE DO NOT CALL I HATE YOU PEOPLE I'LL PAY WHAT IS OWED MONTHLEY.

I'm only leaving one star because I cannot write a review with 0 stars these solicitors are completely scammers like the review before mine I paid these guys closing my account in February and found out that this company put a charge on both my freehold and leasehold they removed it from my freehold and two months later it seems after back and forth with them saying there is still the same charge on my leasehold they admit it was there and still today im still waiting for land-registry to remove it land-registry told me that it was the way it was submitted by Mortimer Clarke that is delaying my remortgage Mortimer Clarke has told me on a number of occasions that they did all that they could and I should seek legal advice this firm seems to be not able to own up to there mistakes causing unnecessary stress this firm is no good stay clear of this company BAD BUSINESS PRACTICE im in contact with a solicitor who will be following up on my behalf I will not be taken for a ride by this company I feel they maybe closing soon as there way of doing business is not correct in any way shape or form.

Have no fear Laura i have already submitted your details and incompetence.

Extremely poor experience with Mortimer Clarke. I settled this account in October, yet months later it is still causing issues on my credit file, which is completely unacceptable. For a firm of solicitors, I expected accuracy and proper closure of the account, not ongoing problems that should have been resolved immediately after payment.

This has now directly impacted my mortgage application, causing unnecessary stress and delays. When people are trusting you to handle matters that affect their financial future, this level of inaccuracy and delay is simply not good enough.

It feels like once the payment was taken, the responsibility to ensure everything was correctly updated and finalised was ignored. I should not have to chase or deal with the consequences of something that was already settled months ago.

Very disappointing service overall.

Spoke with Kim she was brilliant very knowledgeable and had a calming voice also had a sense of humour
10/10

While experiencing a major family health issue I rang up to put my payments on hold as I am having time off work to support family member in hospital. I spoke to a lovely lady called Claire, who was very understanding and sympathetic and couldn't have been more helpful and made the whole process so simple and lifted just a bit of worry off my mind

3rd party intruders. These companies think they can just hand your data around like a bowel of sweets. I didn't ask to do business with them and my letters to them are giving plenty of hints but still they ignore me.

This company works on the unlawful Maritime/Admiral law system. As I keep telling them, I am not a dead entity at sea with my name in Capital letters. I am a Sovereign woman on the land under Common Law. All of the Corporation, (the so called authority figures that run this world), are committing fraud, which is a criminal act. This is treason against We the People. We don't pay criminals or we would be committing fraud ourselves!!! Bailiffs are unlawful and illegal too. See Robert White v the Queen, case no 46XY1094519. Robert White won. Trespassing, harassment and attempting to break in are also unlawful and illegal.

If I could give 0 stars I would!
Rang up yesterday after burying my head in the sand for too long about my debts.
Baring in mind I'm a single mum with 3 young children so life is expensive and I'm only just breaking through.
I only owe £600 something so not a massive amount.
First amount they gave me £150 odd a month. I've said no instant I cannot afford that.
I say I wanna make weekly payments the guy goes you can do 23 a week......that's still £92 a month which I cannot afford!
They've now given me a week to work out my finances and get back to them.
This company are nothing but bullies!
They use scare tactics to make you pay what you can't afford
I offered £40 a month which I can afford but they're refusing to accept it. I cannot pay anymore so until they can accept that's all I can afford I will not pay
They can't take what I don't have!