Chip Bewertungen 4.545

TrustScore 4.5 von 5

4,4

Wir überprüfen keine spezifischen Behauptungen, da die Meinungen der Bewerter ihre eigenen sind. Wir können Bewertungen jedoch als „verifiziert” kennzeichnen, wenn wir bestätigen können, dass eine geschäftliche Interaktion stattgefunden hat. Mehr erfahren

Um die Integrität unseres Portals zu schützen, überprüft unsere automatisierte Software alle Bewertungen – unabhängig davon, ob sie verifiziert sind oder nicht – rund um die Uhr. Diese Technologie identifiziert und entfernt Inhalte, die gegen unsere Richtlinien verstoßen, wie zum Beispiel Bewertungen, die nicht auf einer wirklichen Erfahrungen basieren. Uns ist bewusst, dass wir möglicherweise nicht alles erfassen, doch Sie können uns jederzeit problematische Inhalte melden, die wir Ihrer Meinung nach übersehen haben. Mehr erfahren

Das sagen Bewerter

Bewertet mit 5 von 5 Sternen

I wanted to say thanks Chip for innovating with their Spring Prize Draw and new Smart ISA in April. I've been with them since 2017 and having a spread of money across savings, investments and a Prize... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 5 von 5 Sternen

I asked a not-very-straightforward question. Got a full and comprehensive answer by e-mail, clearly and logically presented. I was blown away - I've never had a response to an online query so good. If... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 1 von 5 Sternen

The worst pop up unregulated bank known to man. My mother has £4k in the bank. She's now passed away and they are refusing to pay my mom's funeral! Financial ombudsman have said they have tons o... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 5 von 5 Sternen

Chip customer service were excellent in dealing with a technical issue I had. Prompt responses and helpful suggestions. They actually read what I sent and understood my problem rather than just sendin... Mehr ansehen

Unternehmen hat geantwortet

Unternehmensdetails

  1. Finanzdienstleistungsinstitut

Über Chip

Vom Unternehmen geschrieben

      Download Chip App      Chip Instagram        Chip LinkedIn      Chip LinkedIn  

Chip is here to make your life wealthy; we offer one simple, personalised experience to manage, grow and protect your wealth. That’s why we’ve been crowned ‘Best Personal Finance App’ in 2025, 2024, 2022, 2019 at the British Bank Awards.

With Chip you can:

      
  • Start investing from £1 with our range of investment funds.
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  • Build wealth tax-free1 with our Cash ISA and Stocks & Shares ISA.
  •   
  • Track your entire investments and savings portfolio in one place.
  •   
  • Set your financial goals, link an account and save for those milestone moments.
  •   
  • Our smart features, like autosaving and recurring deposits, help make investing and saving seamless and easy.
  •   
  • Open any of our savings accounts completely free within minutes2.
  •   
  • All savings accounts in Chip are eligible for FSCS protection on up to £85,0002.
  •   
  • UK-based customer support available 7 days a week.

Everything else you need to know:

      
  • Seccl Custody Limited is the ISA Manager for our Stocks and Shares ISA. A monthly or annual ChipX membership is required for certain funds selected within a Stocks and Shares ISA. Fund management charges apply. ISA limits apply. Invest £20k per tax year.
  •   
  • Chip is a trading name of Chip Financial Ltd, authorised and regulated by the FCA (FRN: 911255). ClearBank Limited is the account provider for our savings accounts.
  •   
  • Chip Financial (Investments) Ltd is authorised and regulated by the Financial Conduct Authority, under firm reference number 1005114.
  •   
  • When investing, your capital is at risk. 1Tax treatment depends on individual circumstances and may be subject to change in the future. Chip does not provide tax or financial advice.

Kontaktinformationen

4,4

Hervorragend

TrustScore 4.5 von 5

4545 Bewertungen

5 Sterne
4 Sterne
3 Sterne
2 Sterne
1 Stern

Inhalte von echten Menschen stehen bei Trustpilot im Vordergrund. Dieses Unternehmen kann jedoch zusätzlich unser KI-gestütztes Antwort-Tool verwenden, um Hilfe beim Verfassen von Antworten zu erhalten.

So nutzt dieses Unternehmen Trustpilot

Erfahren Sie, woher die Bewertungen stammen und wie sie ausgewertet und moderiert werden.

Unternehmen auf Trustpilot dürfen keine finanziellen oder anderweitigen Anreize oder Gegenleistungen für das Verbergen von Bewertungen anbieten. Bewertungen spiegeln die Meinung einzelner Nutzer wider und nicht die von Trustpilot. Mehr erfahren

Bewertet mit 5 von 5 Sternen

Excellent app for investment also…

Excellent app for investment also prompt and efficient customer service.

29. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Raman,

Thank you for your high praise. We are committed to offering a premier investment platform supported by prompt and efficient customer service. We appreciate your recommendation and your trust in Chip.

The Chip Team

Bewertet mit 5 von 5 Sternen

Quick service

I was concerned I would have to wait a few days for answer to my problem.
However I had a reply within the hour with clear and precise instructions to rectify issue which was a success.
I have also had a follow up email to ensure I was happy with correspondence .

23. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Elaine,

We are really pleased we could exceed your expectations by resolving your issue within the hour. Providing clear instructions and following up to ensure your total satisfaction is central to our service standard. Thank you for your kind words.

The Chip Team

Bewertet mit 5 von 5 Sternen

Easy to contact

26. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Alan,

Thank you for your feedback. Maintaining a high level of accessibility for our users is a core objective at Chip, and we are glad you found it easy to reach our support team whenever necessary.

The Chip Team

Bewertet mit 5 von 5 Sternen

Fast response

Excellent speedy reply to my ISA question. Well done.

26. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Cliff,

Thank you for your review. We recognize that clarity regarding ISA accounts is essential for our investors, and we are delighted that our team provided a speedy and helpful response to your specific inquiry.

The Chip Team

Bewertet mit 5 von 5 Sternen

Excellent support from Admin

I had problems with changing my password because the photograph of my driving license couldnt be read.
However when I asked for help changing it, there was immediate response and sorted out the change of password

25. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Anne,

We really do appreciate your patience during the verification process. We are glad our team could assist you promptly when the ID photograph was unreadable, ensuring your password change was completed successfully and securely.

The Chip Team

Bewertet mit 5 von 5 Sternen

Banking glitch

Had a banking glitch this morning but his was explained & sorted easily.
Thank you

25. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Gary,

Thank you very much for your feedback. We are pleased to hear that the banking glitch was resolved quickly and effectively for you. Ensuring that technical issues are handled with minimal disruption is always what we aim for.

The Chip Team

Bewertet mit 5 von 5 Sternen

1st class service by Rikki

I had a unusual technical issue that did not allow me to link my account to current account. When I explained to customer service rep, Rikki she was very helpful in putting me at ease and although the issue was not resolved for 24 hrs, Rikki did make the required transfer to my account immediately and therefore put my mind at ease. The service she provided was professional, informed, patient, empathetic and clear in her guidance. I was so impressed I have written this review, well done Rikki, you are a credit to yourself, your team and Chip.

20. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Robert,

Thank you very much for sharing your experience. We are delighted that Rikki provided such an exceptional level of professional and empathetic support during your technical inquiry. Ensuring our users feel secure and informed during complex issues is vital, and we will be certain to pass your high praise along to Rikki.

The Chip Team

Bewertet mit 5 von 5 Sternen

Wanted to know a few questions from…

Wanted to know a few questions from chip , sent an email and got a reply in a couple of hours . Chip is definitely in my opinion the best and easiest to navigate savings app . Highly recommend chip to anyone looking to grow their wealth at a steady and easy pace.

20. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Laurence,

We really do appreciate your recommendation. Our goal is to provide a seamless and intuitive environment for our users to grow their wealth, and it is gratifying to know that our app’s navigation and our team’s responsiveness have supported your financial goals.

The Chip Team

Bewertet mit 5 von 5 Sternen

Everything was easy to understand

Everything was easy to understand. And service is spot on. Many thanks 😊

24. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Keith,

Thank you for your wonderful feedback! We are pleased to hear that you found our platform easy to understand and that our service met your expectations. Providing a transparent and efficient experience is a core priority for us and we appreciate your recognition of our efforts.

The Chip Team

Bewertet mit 5 von 5 Sternen

Question asked

Question asked asked and answered

24. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Le,

Thank you for your review! We aim to ensure that all queries are handled with clarity and speed. We are glad we could provide the answers you needed promptly.

The Chip Team

Bewertet mit 5 von 5 Sternen

Fantastic service

Fantastic service, so friendly and knowledgeable. Cannot recommend Chip highly enough.

23. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Stephen,

We appreciate your recommendation. Our goal is to pair advanced financial technology with a support team that is both knowledgeable and approachable. It is rewarding to know we have met that standard for you.

The Chip Team

Bewertet mit 5 von 5 Sternen

Chip offers a great flexible cash ISA

Chip offers a great flexible cash ISA. Customer service agents are professional, attentive and friendly.

23. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi John,

Thank you for your feedback. We are pleased that you are enjoying the features of our Flexible Cash ISA and that our team has provided the professional and attentive service we strive for. We appreciate your ongoing support!

The Chip Team

Bewertet mit 3 von 5 Sternen

TAKES TOO LONG TO GET YOUR MONEY

Generally the app is not too bad for earning some tax free ISA interest by using their stocks and shares ISA's.
My beef is it takes far too long for CHIP to send the money to your bank, on average, 3 -4 days.
I regularly send money to Australia which usually takes less than 24 hours to get to the other side of the world.
Why therefore does it take so long for my money to get to a UK bank account from their UK account?
Earning money from the interest while having the money in their account rather than mine is the likely answer but they are not going to own up to that.

23. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Ralph,

Thank you for your candid feedback regarding our withdrawal process. We understand that a 3-4 day wait can be frustrating. To clarify, while standard bank transfers are often instant, ISA withdrawals involve the selling of underlying assets and a settlement period required by our partner banks and regulators. Please be assured that Chip does not benefit from interest during this transit period; the timeline is purely a result of the standard financial clearing process for investment products for BACS payments. We are constantly working to streamline these windows to get your funds to you faster.

The Chip Team

Bewertet mit 5 von 5 Sternen

I was pleasantly surprised by the service

I was pleasantly surprised by the quality of the service. I deal with attendants all day long, and this experience was truly impeccable. My issue was resolved quickly, and the representative who assisted me was both friendly and efficient. Was not sure if his name could be mentioned here or not....

17. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Grace,

We really do appreciate your kind words. It is a significant compliment to hear that your experience with us stood out so positively compared to your daily interactions. Regarding your query, we always welcome the mention of our representatives by name as it helps us recognize their hard work. We are delighted we could resolve your issue so effectively!

The Chip Team

Bewertet mit 5 von 5 Sternen

Perfect customer service from Chip

Perfect customer service from Chip . I suspected that my account may be compromised , I contacted Chip by email , they replied promptly and reassured me that my funds were safe . My account was temporarily blocked while I investigated . When I was ready my account was recovered immediately . Thank you Chip.

23. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Sally,

Thank you very much for your review. We take the security of your funds and personal information with the utmost seriousness. We are glad that our team could act promptly to secure your account and assist with a swift recovery once you were ready. Your safety and peace of mind remain our top priority.

The Chip Team

Bewertet mit 5 von 5 Sternen

If you’re reading this you NEED Chip!

Chip have great customer service. Nothing is ignored. No matter your financial situation, EVERYONE needs Chip in their life!

18. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Campbell,

We appreciate your feedback. Trust, reliability, and effective resolution are the pillars upon which we build our service at Chip. It is rewarding to know that these values are reflected in your experience with us.

The Chip Team

Bewertet mit 5 von 5 Sternen

Trust, reliability and resolution is key

My husband introduce me to Chip account. Recently, I encountered a problem connecting my bank. It took quite awhile before I received the verification code. Then it all came it at the same time. Bank account linked reconnected. But before that, the Chip team was there to ensure that if I need money they will assist. And they did! Thank you.

For me trust, reliability and resolution is key

22. November 2025
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Zeena,

Thank you for sharing your experience. We apologize for the delay you encountered with the verification codes, but we are pleased that our support team was able to provide the necessary reassurance and assistance in the interim. Ensuring you have access to your funds and feel supported during technical hurdles is exactly what we aim for.

The Chip Team

Bewertet mit 5 von 5 Sternen

Attentive and knowledgeable staff

Superb service within minutes from Ben today. First rate!

19. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Colin,

Thank you for the excellent review. We strive to ensure that all customer inquiries are addressed with both urgency and expertise. It is gratifying to hear that Ben provided this high level of service and I will be sure to pass this on to him!

The Chip Team

Bewertet mit 5 von 5 Sternen

Customer Service from Chip 5*

Customer Service from Chip - fantastic. Able to assist me promptly and directly - responses within minutes! Thank you!

18. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi HBW,

We know your time is precious, so we try to be as snappy as possible. It’s great to hear our team hit the mark for you. Thanks for the 'fantastic' review, it really made our day!

The Chip Team

Bewertet mit 5 von 5 Sternen

Quick professional 1st class service.

19. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Chip

Hi Deborah,

Thanks so much for the high praise! We really appreciate you taking the time to share this, as we always aim for this to be the level of service we provide for every Chip member.

The Chip Team

So funktioniert Trustpilot

Auf Trustpilot hat jeder die Möglichkeit, Bewertungen abzugeben. Der Verfasser einer Bewertung kann diese jederzeit bearbeiten oder löschen, und die Bewertungen werden angezeigt, solange der jeweilige Nutzer-Account aktiv ist.

Unternehmen können über automatische Einladungen zur Bewertungsabgabe einladen. Diese Bewertungen werden mit dem Hinweis „verifiziert“ versehen, um darauf hinzuweisen, dass es sich um echte Erfahrungen handelt.

Erfahren Sie mehr über die verschiedenen Arten von Bewertungen.

Zum Schutz unseres Portals setzen wir auf eine Kombination aus spezialisierten Mitarbeitern und cleveren Technologien. Erfahren Sie, wie wir gefälschte Bewertungen bekämpfen.

Erfahren Sie mehr darüber, wie Bewertungen auf Trustpilot gehandhabt werden.

Hier ​finden Sie 8 Tipps für das Schreiben von Bewertungen.

Die Verifizierung hilft sicherzustellen, dass es sich bei den Bewertungen, die Sie auf Trustpilot lesen, um Bewertungen von echten Menschen handelt.

Anreize für das Schreiben von Bewertungen anzubieten oder selektiv zur Bewertungsabgabe einzuladen, kann den TrustScore verfälschen. Deshalb verstößt beides gegen unsere Richtlinien.

Erfahren Sie mehr