To be honest I was sceptical that I would have a good experience when using spot On insurance for a clam after my dog had an accident. It seems that way these days but honestly, the claim was easy, th... Mehr ansehen
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Das sagen Bewerter
Outstanding Customer Service and Support. I’ve been with SpotOn for several years. Each and every query is answered promptly. The service is superb. Good guidance on what to do We sadly lo... Mehr ansehen
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Very expensive insurance compared to others on the market, and I have never been able to make a claim as there are hidden exceptions. I've been paying this company for years, and the first time my pet... Mehr ansehen
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I can't fault spoton pet insurance. Olive, my pet cat was 16 years old when I took out insurance for her with spoton, just 3 or 4 years ago. The monthly premiums were very competitive with ver... Mehr ansehen
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Unternehmensdetails
Vom Unternehmen geschrieben
Fast, reliable and value for money. We are pet insurance specialists, backed by years of expertise and powered by innovative technology.
Kontaktinformationen
100 Bishopsgate, EC2N 4AG, London, Vereinigtes Königreich
- info@spotonpetinsurance.co.uk
- spotonpetinsurance.co.uk
4,5
Hervorragend
960 Bewertungen
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Annoyed my policy was renewed without…
Annoyed my policy was renewed without adequate notice. If an email/norice was sent.. it wasnt recieved.
19. Februar 2026
Antwort von Spot On Pet Insurance
Hi there,
Thank you for your feedback.
We send renewal information up to 40 days before the renewal date specifically to give you plenty of time to review your documents and make a decision. On this occasion, we did issue the renewal emails in line with our usual process, however we became aware of a delay on Microsoft’s outlook/hotmail email servers at the time, which affected the delivery of some outgoing emails and these emails were slighty delayed. This was outside of our control, but we appreciate that it may have impacted you, if you are still having issues please contact us at info@spotonpetinsurance.co.uk where a member of our team will be happy to help.
The Spot On Pet Insurance Team.
Wasn't a great experience as it follows…
Wasn't a great experience as it follows the death of our beloved dog Milo, I know it's a hard job to do, but I felt upset that you had his breed from the policy yet after he died asked 'what breed he was' and for' a photo of him....' which was really upsetting when I was greiving, but on the phone the person I spoke to was respectful and I appreciated that. The policy paid out to the vet hospital just under 2 months after, I have never used this process before so I cannot comment on speed, but I have used them again for my 3 dogs
17. Februar 2026
Antwort von Spot On Pet Insurance
Hi Davie,
Thank you for sharing this, and we’re so very sorry for the loss of Milo.
To explain, when the details provided by a vet don’t fully match the information on a policy, we do need to double-check those details to make sure everything is accurate. That’s why we had to ask for confirmation in this case. Once your vet responded to our queries, the claim was processed promptly.
We’re grateful for your kind words about our team member, and it really means a lot that you’ve trusted us again to cover your three dogs.
The Spot On Pet Insurance Team.
Easy to make a claim and received…
Easy to make a claim and received confirmation that it would be paid within a few days
17. Februar 2026
Antwort von Spot On Pet Insurance
Hi Lorraine,
Thanks so much for your review! We’re really pleased to hear you found the claims process easy and that you received confirmation so quickly.
We know how important it is to have clarity and reassurance when you make a claim, so it’s great to know everything was straightforward and handled within a few days. That’s exactly the hassle-free experience we aim to provide.
The Spot On Pet Insurance Team.
Claiming was straightforward
Claiming was straightforward and was handled without any problems.
I started the initial claim and the rest was sorted directly with the vet leaving me to concentrate on my dogs recovery
12. Februar 2026
Antwort von Spot On Pet Insurance
Hi Julie,
Thanks so much for your review, we’re really pleased to hear your claim was straightforward and handled without any problems.
We know how stressful it can be when your dog isn’t well, so being able to deal directly with your vet and take that admin off your plate is exactly how it should work. It’s great to know that meant you could focus fully on your dog’s recovery.
If you ever need us, our team is just an email away at info@spotonpetinsurance.co.uk.
The Spot On Pet Insurance Team.
The claiming process on the portal is…
The claiming process on the portal is easy and straightforward. The fast action on my senior cat’s insurance claim has brought real peace of mind during this stressful time.
6. Februar 2026
Bewertung ohne vorherige Einladung
Antwort von Spot On Pet Insurance
Thank you for your review, we are currently assessing claims within a few days once all relevant information is received.
The experience was great purely because…
The experience was great purely because of how efficient the team were dealing with my claim for Willow.
Correspondence between us was on point.
Thank you very much.
5. Februar 2026
Antwort von Spot On Pet Insurance
Hi there,
Thank you for your review, we’re really pleased you had a great experience, and we hope Willow is doing well.
It’s lovely to hear our team handled your claim efficiently and that the correspondence was clear and “on point” throughout. That smooth, speedy claims support is exactly what we aim for.
The Spot On Pet Insurance Team.
Great experience with claims
New customer to SpotOn and they’ve been great. Easy to work with and during a claim, they kept me informed, provided updates and paid out quickly. Great experience!
5. Februar 2026
Antwort von Spot On Pet Insurance
Hi Sarah,
Thanks for taking the time to leave this review, we’re really glad you’ve had a great experience with Spot On, especially as a new customer.
It’s great to hear the claims process was easy, that you felt kept in the loop with clear updates, and that the payout was quick, that’s exactly the experience we aim to deliver.
The Spot On Pet Insurance Team.
Service and Value for Money - Spot On!
I have made three claims since joining Spot On and can honestly say it was such an easy process. I gave details about my pets accident, uploaded the vets invoice and submitted it. A few days later the money for my claim was in my account - it could not be easier.
I would highly recommend them for service and value for money. My last company quoted a ridiculous monthly amount as one of my pets is over 10years old (never claimed for her) which prompted me to do some research and I am so glad I did
22. Januar 2026
Antwort von Spot On Pet Insurance
Hi Karen,
Thanks so much for your lovely feedback, we’re really pleased you’ve found claiming with Spot On so easy, and that our speedy claims process had the money in your account within a few days.
We also really appreciate you highlighting the value for money, especially with an older pet, we know fair pricing matters, and we’re glad your research led you to us.
The Spot On Pet Insurance Team.
The process for claiming on the portal…
The process for claiming on the portal was easy, and uploading documents.
23. Januar 2026
Antwort von Spot On Pet Insurance
Hi Andy,
Thanks for your review, we’re glad the portal made it easy to submit your claim and upload documents, and that our speedy claims process helped get things moving quickly.
The Spot On Pet Insurance Team.
Antwort von Spot On Pet Insurance
Hi Sooz, thank you for your feedback. We try to make the quote journey as simple as possible and clear enough to understand.
Claiming with Spot on
I had recently gone with spot on for my my pet insurance. We all hope we don't have to claim but I have to say when I did spot on were very quick in replying and it didn't take them long to review my claim. Thank you for sorting everything out whilst going through a difficult time with my pet. It really took the stress out of everything.
19. Januar 2026
Antwort von Spot On Pet Insurance
Hi Rachel, I'm so sorry to hear about your loss. We all have pets ourselves so we know what they mean to us as pet owners. Our team are efficient but also empathic and we do as much as we can to help our customers going through a difficult time.
I genuinely can’t fault the service…
I genuinely can’t fault the service I’ve received from Spot On Pet Insurance during an incredibly stressful time.
Once the hospital and our vets submitted the required information, payments were processed quickly and without any issues, which made a huge difference while we were navigating cancer investigations. Communication was clear, and the claims process was handled professionally throughout.
At one point, Gambit’s third-party cover was removed due to a comment in his veterinary records about him snarling. After I provided my own statement, a supporting letter from the vets, and his full history (he’s 11 years old with no prior incidents), Spot On reviewed the evidence fairly and reinstated the cover in full. That willingness to reassess and correct a decision really stood out to me.
One aspect I particularly appreciate is the lack of a co-payment. Aside from a straightforward £200 excess, there was no percentage contribution required, which makes this policy a real advantage over many others—especially when dealing with high-cost or long-term treatment.
The policy has done exactly what it promised, allowing us to focus on Gambit’s care rather than finances. While I understand premiums may increase at renewal due to age and claims, that doesn’t take away from how well this claim was handled.
I’m genuinely grateful for the support received and would confidently recommend Spot On to other pet owners.
6. Januar 2026
Antwort von Spot On Pet Insurance
Hello JK,
Thank you so much for taking the time to share such a detailed and thoughtful review. We’re truly glad we could support you and Gambit through such a challenging time.
It’s reassuring to hear that the claims process was clear, efficient, and provided peace of mind when you needed it most. We’re also pleased that our team was able to review and reinstate Gambit’s third-party cover fairly, being open to reassessing decisions when new information is provided is something we take seriously.
We’re especially glad you found value in the structure of your policy. At Spot On, we don’t include co-payments, just a straightforward fixed excess, because we believe in keeping things simple and predictable, especially when treatment costs can be high. And importantly, we don’t penalise older pets when claims are made; every pet deserves proper support, no matter their age.
Thank you again for your kind words and your recommendation. Wishing Gambit all the very best in his recovery.
The Spot On Pet Insurance Team.
Great service
Starting the claim was easy to complete the vet then added everything else that was required about the operation.
I confirmed with pictures the breed of my dog and payment was quick and in full for policy. I’d recommend.
22. Januar 2026
Antwort von Spot On Pet Insurance
Hi Lana,
Thanks so much for the great feedback! We’re thrilled to hear your claim process was smooth from start to finish, that’s exactly what we aim for and we’re especially glad your payment was sorted quickly.
We really appreciate the recommendation, it means a lot!
The Spot On Pet Insurance Team
Antwort von Spot On Pet Insurance
Hi Paul,
Thank you so much for the excellent review, and welcome to Spot On! We’re really happy to have you and your pet with us. It’s great to hear you found it a very easy process to get your pets covered, quick, simple, and stress-free is exactly what we aim for.
If you ever have any questions or need a hand, just drop us a message at info@spotonpetinsurance.co.uk, we’re always here to help.
The Spot On Pet Insurance Team.
Antwort von Spot On Pet Insurance
Hi Kate,
Thanks so much for the great feedback! We're thrilled to hear you've found our claims process quick, reliable, and professional, that’s exactly what we aim for. Making things simple and stress-free for pet parents is what we're all about.
Best wishes,
The Spot On Pet Insurance Team.
Simple online claims and fast response
Simple online claims and fast response. Would recommend.
22. Januar 2026
Antwort von Spot On Pet Insurance
Hi Linda,
Thanks for the great feedback! We're so glad the online claims process was simple and speedy, exactly what we aim for. Really appreciate the recommendation!
The Spot On Pet Insurance Team
We Have used our insurance a few times…
We Have used our insurance a few times recently as our cat was diagnosed with heart failure . They have paid out for nearly all treatments and scans etc . Cant fault them . Our bill was thousands and It was a huge relief knowing That spot on had us covered . My only small gripe is that Dental isn't covered and is an add on which I would definitely add to my next pet.
20. Januar 2026
Antwort von Spot On Pet Insurance
Hi Mitchell,
We’re so sorry to hear about your cat’s diagnosis, that’s never easy. We're really glad we could be there to help take the pressure off during such a tough time, and that our cover gave you the support you needed when it mattered most.
You’ve made a great point about dental cover. Just to clarify: our core policy does include cover for dental treatment due to accident and injury. For illnesses affecting the teeth or gums, we offer the Dental Booster add-on, which can be added on at any time, pre or post purchase.
Wishing your cat all the comfort and care they deserve.
The Spot On Pet Insurance Team
Antwort von Spot On Pet Insurance
Hi there,
Thanks for the feedback! We're glad you found it easy to set up and that the cover stood out to you. We're here to make things simple from the start and when the time comes, we’re confident you'll see just how solid our support really is.
Appreciate you choosing Spot On!
The Spot On Pet Insurance Team
Excellent, professional service.
This Company have been so helpful to me during my beautiful Milly's health problems.
Every step of the way they made the claims process easy for me to understand.
On the 6th January my Milly lost her battle and crossed over the bridge Spot On were there for me ready to offer any help/support that I may need.
Thank you to all for your kindness and understanding.
I would recommend Spot On to anyone looking for pet insurance.
12. Januar 2026
Antwort von Spot On Pet Insurance
Hi Elaine,
Thank you so much for your heartfelt review. We’re deeply sorry to hear about the loss of your beautiful Milly, please accept our sincerest condolences. It means a lot to know we could offer support and clarity during such a difficult time.
We’re truly grateful for your kind words and recommendation. Our team is here for pet parents through every step.
With warmth,
The Spot On Pet Insurance Team
They reply quickly
They reply quickly, and once they have all the information about your pet, they process the claim promptly.
16. Januar 2026
Antwort von Spot On Pet Insurance
Hi there,
Thanks for the great feedback! We know speed matters, especially when your pet needs care so we’re glad to hear our quick responses and prompt claims process made things easier for you. Once we’ve got everything we need, we’re all about getting things sorted fast.
Appreciate you being with us!
The Spot On Pet Insurance Team
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