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Net Pay Advance Inc. Bewertungen 8.884

TrustScore 3.5 von 5

3,4

Wir überprüfen keine spezifischen Behauptungen, da die Meinungen der Bewerter ihre eigenen sind. Wir können Bewertungen jedoch als „verifiziert” kennzeichnen, wenn wir bestätigen können, dass eine geschäftliche Interaktion stattgefunden hat. Mehr erfahren

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Das sagen Bewerter

Bewertet mit 2 von 5 Sternen

Be cautious when excepting payday advances ive learned the hard way its a recurring problem and very similar to a baited bear trap, and on top of that I accepted a payday advance on 4-17 after dealing... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 5 von 5 Sternen

Fast response. Live human, understandable, knowledgeable & courteous agent. People who find themselves unexpectedly in a rough spot need companies like Net Pay Advance Inc. they are there to help…... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 5 von 5 Sternen

This company has been awesome in terms of their response to my loan requests, and their personal interaction when speaking with their representatives. While no one wants to have to ask for a short t... Mehr ansehen

Unternehmen hat geantwortet

Bewertet mit 5 von 5 Sternen

I recommend Net Pay Advance for your payday needs. This company cares about customer satisfaction. Noah was the online representative that assisted me with my installment loan. He was very patient... Mehr ansehen

Unternehmen hat geantwortet

Unternehmensdetails

  1. Finanzdienstleistungsinstitut
  2. Kreditvermittlung

Über Net Pay Advance Inc.

Vom Unternehmen geschrieben

Apply online for a short-term payday loan right from your smart phone! Online application takes less than 5 minutes and approved applicants receive their funds the next business day. Net Pay Advance is a direct lender in California, Kansas, Missouri, Texas, Tennessee and Utah.

Valued Net Pay Advance Customers,

It is our mission at Net Pay Advance, Inc to provide consumers access to quick and secure funds for emergency purposes, and we will continue to uphold that mission.

Customers can rest assured that you will still have access to short term financing and receive the same level of customer support you've come to expect from us. As always, you will be able to manage your loan, from application to repayment, 24/7, online at www.netpayadvance.com.

Furthermore, you can take these steps to ensure there are no disruptions to your online funding:

  • Log into your account using the link below to confirm your bank account information is correct.
  • Add a debit card to your account so you can re-apply the same day as repayment, and be eligible for instant funding.
  • Update contact information for updates on your loan
  • Click the link below to utilize our online self-help tool as a guide for our most frequently asked questions
Account Login
FAQs

- Net Pay Advance, Inc. Team

We Handle It.

Vom Unternehmen geschrieben

Simple, Secure, Trusted.
Our number one priority at Net Pay Advance is helping you, the customer, by providing you the cash that you need, fast. From our tech team to our call center, all of our employees make sure to keep the customer in mind. That's why we do whatever it takes to ensure that every single call is treated with respect and we go above and beyond to make sure that you have the best experience with Net Pay Advance. No matter what you need, we handle it.

Same-Day Funding.

We deliver your funds straight into your bank account! Instant funding available with eligible debit card.

We deliver your funds straight into your bank account! Instant funding available with eligible debit card.
All approved loans will receive their funds directly to their bank account. Use the cash for whatever you need, no questions asked!

Kontaktinformationen

3,4

Akzeptabel

TrustScore 3.5 von 5

8884 Bewertungen

5 Sterne
4 Sterne
3 Sterne
2 Sterne
1 Stern

Hat 86 % seiner negativen Bewertungen beantwortet

Antwortet meist innerhalb von 48 Std.

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Bewertet mit 2 von 5 Sternen

Be cautious when excepting payday…

Be cautious when excepting payday advances ive learned the hard way its a recurring problem and very similar to a baited bear trap, and on top of that I accepted a payday advance on 4-17 after dealing with 2 deaths in my immediate family in 3 days and attempted to change my pay dates and of course theres no online editing to have them take the 300 out of my account and left me overdrawn 10 days later on a 2 week loan !! Its not good to do business with a company 10 states away ! Ps who's gonna pay my overdraft fees of $102 a day not the rude very short patiented young lady i just spoke too !!!

28. April 2026
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Antwort von Net Pay Advance Inc.

We’re very sorry to hear about your recent loss. Loan due dates are conveniently scheduled based on a customer’s income cycle. Customers can request a due date extension by logging into their secure online portal and selecting “Extend Due Date.” This must be completed before the scheduled due date to avoid customer-authorized automatic payment attempts. If alternative payment arrangements are needed due to extenuating circumstances, we encourage customers to reach out to us as soon as possible so available options can be determined. We would like the opportunity to discuss your concerns in more detail; please feel welcome to call us at your convenience.

Bewertet mit 1 von 5 Sternen

Goofy company where the automated…

Goofy company where the automated system will having you repeatedly pressing number selections and then hang up on you

19. April 2026
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Antwort von Net Pay Advance Inc.

Thank you for taking the time to share your feedback. It is always our goal to ensure our systems and processes operate correctly and transparently, and consumer feedback is invaluable in helping us identify areas where enhancements may be needed. We appreciate you bringing this experience to our attention and will review it as part of our ongoing customer service efforts.

Bewertet mit 1 von 5 Sternen

I just wanted a R1500 They could not…

I just wanted a R1500 They could not give it I been waiting and still waiting but nothing

26. Februar 2026
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Antwort von Net Pay Advance Inc.

Thank you for taking the time to leave a review. We would appreciate the opportunity to discuss your concerns further and address any specific matter you may have encountered. Please reach out to us directly at 888-942-3320. Your satisfaction is important to us, and we look forward to hearing from you.

Bewertet mit 1 von 5 Sternen

Tried payoff when their is giving error…

Tried payoff when their is giving error than days later it goes up to over 1300.00 and going up RIPOFF It started on 02/24/2026 it only 1245.00 3 or 4 times,no charging because they wanted 1295.00 to payoff. So I paid and told them to close and to should me good on credit report,I would have been able to 1245.00 get the rest. STILL RIPOFF AFTER SO MUCH TROUBLE

22. Februar 2026
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Antwort von Net Pay Advance Inc.

Thank you for taking the time to leave a review. We would appreciate the opportunity to discuss your concerns further and address any specific matter you may have encountered. Please reach out to us directly at 888-942-3320. Your satisfaction is important to us, and we look forward to hearing from you.

Bewertet mit 5 von 5 Sternen

Every time I need extra money to pay…

Every time I need extra money to pay bills. I can count on Netpay for a personal loan. But the amount they have you to pay back is higher than some other loan places.

25. Februar 2026
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Antwort von Net Pay Advance Inc.

We know sometimes life happens, and we're very glad we have been able to help you!

Bewertet mit 1 von 5 Sternen

Criminals…

This company and their associates are criminals.Do yourself a favor and do not use them even if urgent.I made multiple attempts to pay off a small debt early and their website didn't allow me via an error message.I then made multiple attempts to reach a human in their security department to rectify the issue. I finally reached a human ( Robert) and payed the principal off and made it very clear that we are done here and no more payments would be made and they continue to try to draw from my account. Account representatives refuse to fully identify themselves via first and last name and refuse to rectify the error which originated from their website. They also share your personal information with other unethical lenders. This problem has persisted since last November.Una ceptable.

5. Januar 2026
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Antwort von Net Pay Advance Inc.

Hello Jeff, Thank you for taking the time to share your feedback. We recognize that your experience has led to frustration, and we want to assure you that your concerns are important to us. To address the situation effectively, we sent a request for additional information via Trustpilot. This additional information will enable us to investigate your concerns further and work towards a resolution. Please contact our customer service team by calling 1-888-942-3320 at your convenience for additional assistance or to respond to the request for information

Bewertet mit 1 von 5 Sternen

Took a $300 loan

Took a $300 loan. I've paid $200. I still own $293. I called their help line and ask why I still own $293 and after 15 min of putting me on hold I was told that they charge 3% interest DAILY, DAILY! Don't get loan from these guys, but, if you do, just pay it ALL off in a month. They are legally scamming people. You're better off getting a loan from a bank.

29. Dezember 2025
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Antwort von Net Pay Advance Inc.

Hi Samuel, We would like to clarify that our loans do not incur a 3% daily interest rate. We pride ourselves on offering competitive rates that are clearly outlined in all loan documentation. Prior to consummation of any loan, we ensure that all fees, terms, interest rates, and the Annual Percentage Rate are fully disclosed allowing customers to make informed decisions. Moreover, our company is licensed to legally operate in all states where we do business, and we adhere to strict regulatory guidelines. We take these responsibilities seriously and are committed to maintaining the highest standards of integrity and customer service.

If there has been any misunderstanding concerning our loan terms, we encourage you to reach out directly to our customer service team at 888-942-3320. We would be more than happy to address any concerns and ensure that you have a complete understanding of our products. We sincerely desire an opportunity to discuss your concerns personally.

Bewertet mit 1 von 5 Sternen

This is the most dishonest company I…

This is the most dishonest company I have ever dealt with. I hope someone sues them! They once accidentally processed payment too early and directly debited my checking account. They said it was computer glitch but it caused me problems. Now I paid my loan off early and I am supposed to immediately recredit your acct via your debit card. They said my card # is wrong. They are a liar bc I just made the payment with same card. This company is not trustworthy… avoid doing business with them!

31. Dezember 2025
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Antwort von Net Pay Advance Inc.

Hello, Thank you for taking the time to share your feedback. We recognize that your experience has led to frustration, and we want to assure you that your concerns are important to us. To address the situation effectively, we sent a request for additional information via Trustpilot. This additional information will enable us to investigate your concerns further and work towards a resolution. Please contact our customer service team by calling 1-888-942-3320 at your convenience for additional assistance or to respond to the request for information.

Bewertet mit 1 von 5 Sternen

Stay away if you don't want to pay forever

Thier app is non functional and you will spend most of your money on interest even paying 51 dollars every week. Thank God I only got 400 dollars because as of right now I've paid 300 dollars and only paid off 60 dollars.
It was easy to apply for the loan but when I applied I didn't see the interest rate or the payment plan but I thought "How much could it be?" big mistake. However I didn't need a cosigner and personally I haven't had a problem contacting customer service
but unless you are extremely desperate and can pay back the loan in full at once stay far, far away

31. Oktober 2025
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Antwort von Net Pay Advance Inc.

Hi, Ada. Thank you for sharing your feedback. We take all feedback seriously and continually seek to improve our products and services. We would welcome the opportunity to obtain further information and discuss your concerns. Please contact our Customer Service team at your convenience toll-free at (888) 942-3320.

Bewertet mit 5 von 5 Sternen

Job Well Done!!

I would very much like to take this opportunity to commend one of your CSR’s in regards to my phenomenal telephone experience.

⭐⭐⭐⭐⭐ Outstanding Customer Service Experience

Abby provided truly exceptional customer service. She was professional, courteous, patient, and extremely knowledgeable, handling every aspect of the interaction with confidence and care. What stood out most was her compassion—she listened attentively, took the time to fully understand my concerns, and ensured everything was addressed thoroughly without ever making me feel rushed.

Abby clearly demonstrates the qualities of a team leader. Her patience, clear communication, and proactive approach ensured a smooth and positive experience from start to finish. Her professionalism and empathy reflect incredibly well on your organization.

Customer service representatives like Abby is rare and deserves recognition. She is an outstanding asset to your team.

15. Dezember 2025
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Antwort von Net Pay Advance Inc.

Shelly, we're proud to provide top-notch customer service, and we're glad it shows! Thank you for you review!

Bewertet mit 1 von 5 Sternen

I tried emailing them for help and no…

I tried emailing them for help and no one could be bothered to respond so please don't bother trying to connect with their support staff. They're scam artists so no one is around to help.

9. Dezember 2025
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Antwort von Net Pay Advance Inc.

Hello,
Thank you for taking the time to share your feedback. We recognize that your experience has led to frustration, and we want to assure you that your concerns are important to us. To address the situation effectively, we sent a request for additional information via Trustpilot. This additional information will enable us to investigate your concerns further and work towards a resolution. Please contact our customer service team by calling 1-888-942-3320 at your convenience for additional assistance or to respond to the request for information.

Bewertet mit 5 von 5 Sternen

Very helpful

It is not intended to be a 30day-12month loan. Borrow what you need when you need it and pay it back in full. Honestly a great emergency fund if you use it right, costs of a couple bucks a day interest. Very convenient.

7. November 2025
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Antwort von Net Pay Advance Inc.

We know sometimes life happens, and we're very glad we were able to help you! Thank you for your review!

Bewertet mit 1 von 5 Sternen

Don’t use these people

Don’t use these people. They will sell your information and you will get non-stop emails and texts from other loan companies. I have received 5 texts from other companies since midnight to 5am.

26. September 2025
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Antwort von Net Pay Advance Inc.

Hi John, thank you for taking the time to share your feedback. We recognize that your experience has led to frustration, and we want to assure you that your concerns are important to us. To address the situation effectively, we sent a request for additional information via Trustpilot. This additional information will enable us to investigate your concerns further and work towards a resolution. We also want to emphasize that our company does not sell applicant data. Please contact our customer service team by calling 1-888-942-3320 at your convenience for additional assistance or respond to the request for information. Your perspective is invaluable in helping us improve our services.

Bewertet mit 5 von 5 Sternen

Only instant funding payday lender for bad credit

They were the only online payday lender I could find offering instant funding after super quick approval (got the money within 15 minutes at like nearly midnight), and on future loans they even let me get it funded to a different debit card than the one I am making payments from and get direct deposits to. Definitely a lifesaver for someone needing emergency $ despite super bad credit score!

11. Juli 2025
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Antwort von Net Pay Advance Inc.

I'm so glad we were able to help! Thank you Presley, for the kind words!

Bewertet mit 1 von 5 Sternen

Fraud alert Seems really sketchy fraud alert

Fraud alert 🤬 They TRIED TO SEND MONEY TO AN ACCOUNT I HAVE NO CLUE WHERE THEY GOT. THE MONEY WAS RETURNED TO THEM THE VERY NEXT DAY. BECAUSE THE ACCOUNT WAS NOT ACTIVE, HOWEVER, THE LOAN IS STILL SHOWING ACTIVE AND ACCRUING INTEREST FOR MONEY I NEVER GOT.

23. Juni 2025
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Antwort von Net Pay Advance Inc.

Becky, thank you for taking the time to leave a review. I’m really sorry to hear about your experience. That’s never what we want for our customers. We’re a legitimate lender that’s been in business since 2007, and we've helped process over a million loans for customers across the country. That said, we know trust is earned with each individual experience, and we take your concerns seriously. I’d like to offer some clarity and hopefully help resolve things quickly.

In cases where there's a bank account that's not active — the funds are typically returned to us by the bank. In those cases, the loan account may still show as active until the return is fully processed. This my take longer over a weekend when banks are closed, which can cause banking delays.

We truly care about getting this sorted for you and welcome the chance to talk through any remaining concerns. Please give us a call at 888-942-3320 so we can help. Your satisfaction means a lot to us, and we’re here to make things right.

Bewertet mit 1 von 5 Sternen

How? Please tell me how these robbers, NPA, got 4.4 stars. That's a big effing lie!!! Can't trust Trustpilot SMH

Which customers rate these armed robbers with high satisfaction? That is a bold faced lie right there. And if we can't trust Trustpilot, who can you trust... I bet they remove mostly negative reviews and leave some subpar algorithms here to skew the results.

Well, long story short, DO NOT WASTE YOUR TIME with these thieves. How this company's tactics is not classified as usury or better still, highway robbery with a pen, I would never understand. All I know is that our own government allow companies like this stupid net pay advance inc. to steal from us and trustpilot for them to hide under.

NPA robbers, you can prove me wrong if you can... or how else would anyone classify paying over $1,200 as penalties, interests, Cab fees, or whatever you want to disguise your predatory lending practices on already financially strapped and desperate people as? Eyin people yi o ma beru Olorun o.

You have no fear God in you at all, cos how fair does that sound to you if this is done to your own children and generations to come? And God will punish all of you severely so, of that I am sure. People like you, when in your old age, and you start having unknown diseases with no cure, you will be saying you have been helping people, why is God afflicting you so? Remember then that it is not God doing anything to you, but Karma! What this company and companies like this are doing, may they all get appropriate comeuppance from God, mark my words. And that goes for everyone of y'all, who owns any part of this wretched mess, or who works here. Awon ole gbogbo!!!!

You better not call my phone number or send me any more stupid emails okay? Or else I will sue you for harassment. You have been put on notice!!!!!

25. Juni 2025
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

I had great customs service experience…

I had great customs service experience his name was Robert
He was outstanding customer service and friendly and professional attitudes.
He made my day....thank you for your quick response!!!

10. Januar 2025
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Antwort von Net Pay Advance Inc.

We are delighted to hear about your experience! Thank you for your review and kind words.

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