Worst bank experience of my life
Worst bank experience of my life, and ive had a few experiences. I am a EU-member state foreigner living with permanent resident, with a full-time employment with a Hungarian company, I have a very high salary for Hungary.
I applied for a personal loan 10,000,000huf, I have NO prior loan och credits to my name.
The loan-application time with my (Hungarian citizen) wife as a translator took almost 3h, I got checked and pre-approved in all the checks, they said it would take 3-5days before the money was paid out to my, newly setup account in CIB. Then 7days later 14:30 on a Friday they tell me, im not approved and that I need a co-creditor, they can't tell me why but I need one, so my wife and I have to fix all the documents for her as well. Then 1h before our new booked appointment, they call me and say my wife can't be my translator any more, so we have to bring my mother-in-law to translate documents that i´ve already signed 6days ago. But now for some reason I have to sign ALL the papers again and do a new application. So Me, My wife, My Mother-in-Law and my sick 2y.old son have to sit at CIB again for 2 ½h to fill out everything they've demanded form us to get approved.
AND NOW, 2days later when they said the money would be in my account they say my application is denied. No reason, they won't tell me why, it just is.
I´ve never in my life felt so badly and wrongly treated by a bank. And now they won't give me a chance to make a formal complaint to the local bank manager, they won't give me her name or phone number. They don't care. They want me to send an email to their standard (We don't care) complaint-email cib.hu. They told me I should receive an answer within the next 30-45days, but they still won't give me a reason why they took 2weeks to decide, with no grounds, forced me to take time off work to fix documents and pick them up.
The only good thing is Bianka and Adrienn in the front office, they been very kind and its everyone else that's been terrible. So my only recommendation is NEVER SET YOUR FOOT IN A CIB-BANK I HUNGARY ESPECIALLY IF YOUR´RE NOT A HUNGARIAN CITIZEN, THEY DONT WANT YOU, THERE ARE SO MANY OTHER BANKS THAT WILL TREAT YOU WITH RESPECT AND BE HELPFUL. WORST EXPERIENCE OF MY LIFE. NEVER GO TO CIB.
6. April 2023
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