Binq Bewertungen 17

TrustScore 4 von 5

4,2

Wir überprüfen keine spezifischen Behauptungen, da die Meinungen der Bewerter ihre eigenen sind. Wir können Bewertungen jedoch als „verifiziert” kennzeichnen, wenn wir bestätigen können, dass eine geschäftliche Interaktion stattgefunden hat. Mehr erfahren

Um die Integrität unseres Portals zu schützen, überprüft unsere automatisierte Software alle Bewertungen – unabhängig davon, ob sie verifiziert sind oder nicht – rund um die Uhr. Diese Technologie identifiziert und entfernt Inhalte, die gegen unsere Richtlinien verstoßen, wie zum Beispiel Bewertungen, die nicht auf einer wirklichen Erfahrungen basieren. Uns ist bewusst, dass wir möglicherweise nicht alles erfassen, doch Sie können uns jederzeit problematische Inhalte melden, die wir Ihrer Meinung nach übersehen haben. Mehr erfahren


Kontaktinformationen

4,2

Gut

TrustScore 4 von 5

17 Bewertungen

5 Sterne
4 Sterne
3 Sterne
2 Sterne
1 Stern

Hat 50 % seiner negativen Bewertungen beantwortet

Antwortet meist innerhalb von 2 Wochen

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Bewertet mit 5 von 5 Sternen

Had a very Really Smooth Process

Had a very positive experience from start to finish. The funding came through faster than I’d anticipated, and the terms ended up being more competitive than a couple of alternatives I’d been considering.

What impressed me most was how streamlined it all felt. The whole process was clear and efficient, without the usual back-and-forth or delays. It felt well organised, and things progressed without me needing to follow up constantly.

The team were responsive and easy to deal with, explaining everything clearly without overcomplicating things.

I’d happily suggest them to anyone looking for a straightforward, no-fuss option that delivers quickly.

15. April 2026
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

Quick and Easy

Really good experience overall. They got me funded way quicker than I expected, and the rate was actually better than a few other options I looked at.

What stood out most was how easy everything was. The application process was simple, no unnecessary hassle, and they kept things moving without me having to chase. It didn’t feel like the usual drawn-out process you expect with this kind of thing.

Communication was solid throughout, always kept in the loop and everything explained in plain English.

Would definitely recommend if you want something quick, straightforward, and without the headache.

13. April 2026
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

Brilliant service from both the App and…

Brilliant service from both the App and Tobias - we got matched with suitable lenders within a few short minutes. Our situation was quite unique and Tobias took the time to take me through each option and the details of each. We opted for a funding line that saved us thousands in interest payments vs our current short term loan. All fees and costs were clearly communicated up front - I cannot thank Binq and Tobias enough for their help. Would 100% recommend to other firms

9. April 2026
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

Really easy process

The process of getting a loan for my business was super easy. The AI assistant was very cool too and gave me some helpful insights on the options on the market and how my business profile fits each one (It’s crazy how fast AI tech is moving). Would definitely recommend.

13. April 2026
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

5 STARS

Quick, Professional and Efficient. Can't describe how helpful Christopher has been from start to end of the process.

Fund was released on the same day without any delays or complication. Would definitely recommend to other businesses.

2. April 2026
Bewertung ohne vorherige Einladung
Bewertet mit 1 von 5 Sternen

Garbage

Garbage. I have been waiting nearly three weeks after submitting the same set of documents 6 times to be told I haven’t completed all task. Clearly a scam to get in to company, personal and banking documents. I’ve reported to FCA and ICO. Would not recommend

13. April 2026
Bewertung ohne vorherige Einladung
Bewertet mit 5 von 5 Sternen

I had the pleasure of working with…

I had the pleasure of working with Binq, and I couldn’t be more impressed with how quickly and efficiently they arranged funding for me. From the moment I reached out, they were proactive, transparent, and kept me in the loop every step of the way. What stood out the most was how fast they moved—I was able to secure the funding I needed in record time, which really helped speed up my project.

Their team is highly professional, and I felt confident in their expertise throughout the entire process. If you’re looking for a reliable and fast funding solution, I highly recommend Binq. They truly deliver on their promises!

9. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Binq

Thanks so much for the five star review! We're really pleased that you were so happy with your experience with Binq and the whole team. Congratulations on your funding and we're looking forward to supporting you as your business goes from strength to strength.

Bewertet mit 2 von 5 Sternen

Loan offer process could be clearer

I applied for a business loan through Binq and completed the full application process, including providing access to my business bank account via open banking (Consent.Online).

After completing everything, I received two loan offers for significantly less than the amount I originally applied for, each with different interest rates and repayment terms. When I queried this, I was told that lenders will simply offer the maximum amount they are willing to provide, which in my case was much lower than the requested amount.

However, the messaging in the offer included wording such as “Get the full amount you applied for”, which is confusing when the approved amount is substantially lower. The wording could definitely be clearer.

The application process also requires downloading their app and communicating through an AI chatbot interface. In my experience the interface was quite clunky and at one point the banking connection simply redirected to a blank page.

In terms of costs, the offer included a **2% broker fee payable on acceptance**, plus a **withdrawal fee of between 5% and 10% added to the loan balance**, along with monthly interest charges. These fees may be typical for some forms of unsecured business lending, but they were not immediately obvious when starting the application.

Overall the process technically works, but the messaging around loan amounts and the presentation of fees could be clearer to avoid confusion for applicants.

4. März 2026
Bewertung ohne vorherige Einladung
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Antwort von Binq

Thanks for taking the time to share your experience and for providing such detailed feedback. We’re sorry to hear that the amount offered was lower than the figure you initially applied for. As a broker, we submit applications to a panel of lenders who each carry out their own underwriting. Their decisions are based on many factors within the business and financial profile, and they’ll offer what they consider to be a responsible lending amount. In some cases that can be lower than what you asked for.

Your comments about the wording around loan amounts are helpful, and we’ve already reviewed the communication you mentioned to make it clearer for future applicants.

Bewertet mit 5 von 5 Sternen

They kept me in the loop from the get…

They kept me in the loop from the get go. Very professional.

30. Januar 2026
Bewertung ohne vorherige Einladung
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Antwort von Binq

That's great to hear - communication is very important to us. Thanks for the positive feedback.

Bewertet mit 5 von 5 Sternen

Great team - 5 Stars!

Great team, I've only had positive experiences with them. Polite, courtesy and always worked hard to get us what we needed. I would happily Recommend Chris and the team.

30. Januar 2026
Bewertung ohne vorherige Einladung
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Antwort von Binq

Thanks so much for your very positive comments and 5 star review! I've passed your comments on to Chris and the team.

Bewertet mit 5 von 5 Sternen

Very clear and transparent…

Very clear and transparent communication. Went above and beyond and delivered what they said they would do!

20. November 2025
Bewertung ohne vorherige Einladung
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Antwort von Binq

Thanks for the very positive review. We're proud of being clear and straightforward. Glad we could help you and all the best with your business.

Bewertet mit 5 von 5 Sternen

Great customer service

Great customer service, would highly recommend

8. Dezember 2025
Bewertung ohne vorherige Einladung
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Antwort von Binq

Thanks for the review - really happy we could help!

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